Build scalable backend applications and integrate AI-powered workflows into complex financial services environments.
The RoleAt Capco, we're looking for a Backend Developer – Java/Python & AI with practical experience building AI-powered workflows and automation solutions within enterprise applications.
You'll play a key role in designing, developing and integrating scalable backend services and AI-enabled workflows into complex financial services technology environments. This hands-on development role combines core backend engineering with the practical application of AI to enhance existing systems, automate business processes and improve operational efficiency.
You'll collaborate with business and technology teams to deliver reliable, maintainable solutions, taking accountability for technical outcomes and adapting to evolving requirements. We're looking for someone who enjoys solving complex problems, demonstrates technical curiosity and can quickly become effective in unfamiliar technology environments.
What You’ll DoDesign, develop and maintain scalable backend applications and services using Java and/or Python, applying sound engineering principles and modern architectural practices.
Build, integrate and enhance AI-powered workflows and automation solutions within existing enterprise applications and business processes.
Develop REST APIs, backend services and system integrations that connect applications, AI capabilities and business workflows across financial services environments.
Leverage AI-assisted development tools such as GitHub Copilot, Cursor, Devin or equivalent technologies to support coding, testing, debugging and engineering productivity.
Manage technical deliverables from design through implementation, collaborating with business and technology stakeholders to solve complex problems, maintain code quality and identify opportunities for continuous improvement.
Ideally 6+ years of hands-on backend development experience using Java and/or Python, with flexibility for candidates who demonstrate equivalent technical expertise and capabilities.
Solid understanding of backend architecture, REST APIs, microservices, system integrations and modern software engineering practices.
Practical experience creating, integrating or automating AI-powered workflows within enterprise applications and business processes, beyond simply using AI coding assistants.
Familiarity with Large Language Models (LLMs) and AI-assisted development tools such as GitHub Copilot, Cursor, Devin or equivalent platforms.
Demonstrated ability to manage technical deliverables, solve complex problems, adapt to unfamiliar technology environments and learn new technologies effectively.
- Experience delivering technology solutions within Lending, Structured Finance or Securitization.
Exposure to Generative AI, AI agents, LLM integration or AI workflow orchestration technologies.
Experience developing backend applications within banking, capital markets or other regulated financial services environments.
- Experience collaborating with cross-functional teams to translate complex business requirements into reliable, maintainable technical solutions
Familiarity with enterprise application architectures, distributed systems and integrating AI or automation capabilities into existing technology platforms.
We're committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know—we'll be happy to help. We value each person's unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration—a mindset that shapes how we work with clients and each other every day.
Pay Transparency
The salary range for this position is listed below. Additionally, this position may also be eligible to receive an annual discretionary/variable bonus payment.
Capco is committed to providing fair and equitable compensation to our people. Our compensation policies and salary ranges are designed to allow our people to progress through the salary range as they demonstrate strong performance and develop in their role over time. The base pay offered to selected candidates will be within the salary range and the placement will vary based upon a variety of factors, including, but not limited to job-related knowledge, skills, experience and internal equity.
Skills Required
- 6+ years of hands-on backend development experience using Java and/or Python, or equivalent technical expertise
- Experience with backend architecture, REST APIs, microservices, system integrations, and modern software engineering practices
- Practical experience creating, integrating, or automating AI-powered workflows within enterprise applications and business processes
- Familiarity with large language models and AI-assisted development tools such as GitHub Copilot, Cursor, or Devin
- Ability to manage technical deliverables, solve complex problems, adapt to unfamiliar technology environments, and learn new technologies
- Experience delivering technology solutions within lending, structured finance, or securitization
- Exposure to generative AI, AI agents, LLM integration, or AI workflow orchestration technologies
- Experience developing backend applications within banking, capital markets, or regulated financial services environments
- Experience collaborating with cross-functional teams to translate complex business requirements into reliable, maintainable technical solutions
- Familiarity with enterprise application architectures, distributed systems, and integrating AI or automation capabilities into existing platforms
What the Team is Saying
Capco Compensation & Benefits Highlights
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Healthcare Strength — Health coverage is considered strong, with medical, dental, and vision commonly provided alongside mental-health resources and wellbeing programs. Multiple plan options and generally good coverage quality are highlighted.
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Leave & Time Off Breadth — Vacation/PTO is a standout, with generous allotments and, in some cases, unlimited sick leave, plus programs intended to help employees recharge. Flexible work arrangements are also emphasized, supporting work-life balance.
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Retirement Support — Retirement offerings include a 401(k) with company matching in the U.S., alongside life and disability insurance in many regions. These elements round out a solid financial benefits package.
Capco Insights
What We Do
Capco, a Wipro company, is a global management and technology consultancy specializing in driving transformation in the energy and financial services industries. Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting edge ingenuity is brought to life through its award-winning Be Yourself At Work culture and diverse talent. TRUSTED ADVISORS - Our collaborative and entrepreneurial approach position us as trusted long-term partners to our clients. DEEP EXPERTISE - Clients look to us for clear guidance, proven expertise, and the support they need to set their companies up for success. DISRUPTIVE SOLUTIONS- We do not provide off -the-shelf answers to clients’ challenges. Instead, we work in close collaboration to understand the issues, and craft disruptive, bespoke solutions. ACCOUNTABILITY AND OWNERSHIP - We recognize every client has distinct needs and expectations, and we take ownership and accountability for the solutions we design, build, and deliver.
Why Work With Us
We support and encourage an inclusive culture, entrepreneurial outlook and independent thinking. Capco is not about organizational charts and rigid hierarchies – we want all employees to feel that Capco is their firm to own and run. We believe diversity powers innovation. Be Yourself At Work (#BYAW) is an integral and underlying part of our culture
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Capco Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
