About the Team
The Binance Pay&Card team is revolutionizing the way people transact and manage their finances globally. Binance Pay is a cutting-edge payment solution that enables users to send, receive, and pay with crypto seamlessly. Join us to be part of a dynamic team driving the future of digital payments and financial technology.
Role Overview
As a Backend Architect on the Pay&Card Team, you will be responsible for architecting and building card-related systems end to end. You will work closely with cross-functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management.
Responsibilities
Architect, build, and maintain backend systems for card issuing and card lifecycle management
Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
Define and drive the system architecture, service boundaries, and integration patterns for card platform services
Ensure system reliability, scalability, and compliance with payment network standards
Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
Establish engineering best practices, code quality standards, and technical documentation for the team
Work hands-on — this is a builder role, not a pure advisory position
Requirements
8+ years of backend engineering experience with strong Java / Spring expertise
Direct experience building or maintaining a card system
Experience with card certification processes and/or card onboarding programs
Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure
Understanding of card network standards, payment flows, and compliance requirements
Preferred Qualifications
Experience at a fintech, startup, or crypto company that has issued cards
Familiarity with card lifecycle management, tokenization, and payment gateway integrations
Experience working in agile, fast-paced environments with short release cycles
Skills Required
- 8+ years backend engineering experience with Java and Spring
- Direct experience building or maintaining a card system
- Experience with card certification processes and/or card onboarding programs (Visa, MasterCard, Apple Pay, Google Pay)
- Strong system design and architecture skills for distributed systems and high-throughput payment infrastructure
- Understanding of card network standards, payment flows, and compliance requirements
- Hands-on builder role — ability to implement as well as architect
- Experience at a fintech, startup, or crypto company that has issued cards
- Familiarity with card lifecycle management, tokenization, and payment gateway integrations
- Experience working in agile, fast-paced environments with short release cycles
Binance Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Binance and has not been reviewed or approved by Binance.
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Career-Linked Recognition & Rewards — Performance-linked bonuses can be sizable in favorable crypto cycles, lifting total compensation. Attractive packages in engineering and specialized roles indicate strong rewards for in-demand skills.
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Flexible Benefits — Remote-first flexibility and work-from-anywhere options add meaningful value to the overall rewards package. Flexible schedules and location independence are presented as core perks.
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Retirement Support — Binance.US includes a 401(k) as part of its benefits. This provides a conventional retirement pillar alongside cash and bonus components.
Binance Insights
What We Do
Binance is the world’s leading blockchain and cryptocurrency infrastructure provider with a financial product suite that includes the largest digital asset exchange by volume. Trusted by millions worldwide, the Binance platform is dedicated to increasing the freedom of money for users, and features an unmatched portfolio of crypto products and offerings, including: trading and finance, education, data and research, social good, investment and incubation, decentralization and infrastructure solutions, and more. For more information, visit: https://www.binance.com
