The Credit Officer will provide analytical and underwriting support for MidFirst Private Banking. Loan underwriting encompasses the following: Financial analysis of the borrowers and guarantors including personal and business tax returns, financial statements and other documents; Collateral analysis; Loan structure and documentation; Completion of credit memorandum or similar approval documents.
Requirements
• Bachelor's degree in a business related field
• Minimum 10+ years of experience in private bank, commercial credit analysis, financial analysis or similar related functions
• Some experience in mortgage underwriting may be considered
• Position requires excellent oral and written communication skills
• Strong PC skills including Microsoft Office products is required
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- Bachelor's degree in a business related field
- Minimum 10+ years of experience in private bank, commercial credit analysis, financial analysis or similar related functions
- Some experience in mortgage underwriting may be considered
- Excellent oral and written communication skills
- Strong PC skills including Microsoft Office products
What We Do
MidFirst Bank occupies a rare position within the banking industry. With $41.2 billion in assets, MidFirst Bank is the largest privately owned bank in the country. This combination of size and private ownership provides our customers with a special brand of banking. MidFirst Bank offers a full range of personal, commercial, trust, private banking and mortgage banking products and services. MidFirst is a strong commercial real estate lender and a major servicer of mortgage loans nationally. As a private business ourselves, we understand the unique needs of each business community we serve at each of our locations in Arizona (Phoenix), California (Los Angeles, Orange County, Santa Barbara, San Diego), Colorado (Boulder, Denver, Edwards, Fort Collins), Nevada (Las Vegas), Oklahoma (Oklahoma City, Tulsa, Western Oklahoma), Texas (Dallas, Houston, San Antonio) and Utah (Salt Lake City). Additionally, MidFirst Bank has commercial lending offices in Atlanta, Chicago, Nashville, New York City, Orlando, Raleigh and Southern California. We serve Southern California through 1st Century Bank, a division of MidFirst Bank. We also operate MidFirst Business Credit as a subsidiary of MidFirst Bank. MidFirst Bank provides services that compete with larger banks, while the people and culture truly define the MidFirst Bank difference. MidFirst provides exceptional financial and deeply committed customer service. Team members are loyal in their character, loyal in their personal commitment to customers, and loyal to always doing the right thing. MidFirst customers can always count on working with thoughtful, intelligent, honest professionals who are true to their financial goals. MidFirst Bank is a strong supporter of the communities they serve, investing time and money in important educational, charitable and civic organizations. Copyright © 2025 MidFirst Bank. All rights reserved. Member FDIC. Equal Housing Lender.
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