Job Description:
Role Title: AVP, Actimize Product Engineer III (L10)
Company Overview: Synchrony (NYSE: SYF) is a leading consumer financing company that has been at the heart of American commerce and opportunity for nearly a century. Synchrony delivers credit and banking products that empower tens of millions of consumers to improve their financial lives and access what matters most. Leveraging innovative solutions that are shaping the future of retail commerce, Synchrony supports the growth and success of some of the nation’s most respected brands, alongside hundreds of thousands of small and midsize businesses, including health and wellness providers. Committed to excellence in service and culture, Synchrony is proud to be named as #3 as a Great Place to Work® in India and is honored to be ranked the #1 Best Company to Work For® in the U.S. by Fortune magazine and Great Place to Work®. For more information, visit www.synchrony.com.
Organizational Overview:
Synchrony’s AML Engineering Organization is focused on building and maintaining technology solutions that help detect, monitor, and prevent financial crime across the enterprise.
The team develops scalable platforms that support AML surveillance, case management, regulatory reporting, data integration, and risk-based monitoring.
We partner closely with Compliance, Risk, Data Science, Product, and Operations teams to deliver reliable and effective AML capabilities.
Our engineers leverage modern software engineering, automation, analytics, and cloud-native practices to improve detection accuracy and operational efficiency.
By combining regulatory awareness with strong engineering discipline, AML Engineering helps protect Synchrony, its customers, and the broader financial ecosystem.
Role Summary/Purpose:
We are seeking a highly skilled AML Product Engineer to join our team and take ownership of the development, enhancement, and maintenance of Anti-Money Laundering (AML) products. The ideal candidate will have a strong background in software engineering combined with a deep understanding of AML regulations and product functionality. You will work closely with cross-functional teams including compliance, data science, and product management to build effective AML solutions that help detect and prevent financial crimes.
Key Responsibilities:
- Design, develop, and maintain AML product features and modules ensuring scalability, reliability, and compliance with regulatory standards.
- Document AML Data mapping from Source to AML
- Collaborate with compliance and risk teams to translate AML rules and regulatory requirements into technical specifications.
- Implement and optimize transaction monitoring systems, alert generation mechanisms, case management tools, and customer risk scoring features.
- Integrate AML product solutions with internal and external data sources, including sanctions lists, watchlists, and transaction data feeds.
- Continuously improve AML product performance through data analysis, tuning detection algorithms, and refining workflows.
- Work closely with data scientists and analysts to implement machine learning models and analytics for enhanced detection of suspicious activities.
- Provide technical troubleshooting, root cause analysis, and swift resolution of AML product issues.
- Ensure AML product security, data privacy, and audit readiness.
- Support product QA, user acceptance testing (UAT), and participate in release management.
- Keep abreast of evolving AML regulations, industry trends, and emerging technologies to innovate product capabilities.
- Document system designs, processes, and code in accordance with company standards.
Required Skills/Knowledge:
- Minimum 4+ years of experience with Bachelor’s or Master’s degree in Computer Science, Engineering, Information Systems.
- Minimum 3+ years in software engineering with a focus on financial crime, AML, or regulatory technology products.
- Strong programming skills in languages such as Java, Python, or C#.
- 2-5 years of experience with AML software platforms (e.g., Actimize, SAS, NICE, or equivalent) is a must.
- Knowledge of AML regulatory requirements (e.g., BSA, FATF, OFAC sanctions) and risk typologies.
- Familiarity with transaction monitoring systems, alert workflows, case management, and KYC/CDD processes.
- Experience with databases (SQL/NoSQL), APIs, and integration of external data services.
- Understanding of machine learning/AI applications in AML is preferred.
- Excellent problem-solving, communication, and teamwork skills.
Desired Skills/Knowledge:
- Exposure to Actimize SAM and CDD modules.
- Strong problem-solving abilities combined with a proactive and solution-focused mindset.
- Ability to mentor and uplift the capabilities of peers in a collaborative, team-oriented environment.
- Critical thinking, creativity, and a solution-driven mindset
- Exposure to ETL tools like Ab initio.
Eligibility Criteria:
Minimum 4+ years of experience with Bachelor’s or Master’s degree in Computer Science, Engineering, Information Systems.
Work Timings: 2:00 PM to 11:00 PM IST
This role qualifies for Enhanced Flexibility offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs) We are proud to offer flexibility at Synchrony. Our way of working allows you the option to work from home or workspaces in our Regional Engagement Hubs—Hyderabad, Bengaluru, Pune, Kolkata, or Delhi/NCR. Occasionally you may be required to commute or travel to Hyderabad or one of the Regional Engagement Hubs for in person engagement activities such as business or team meetings, trainings, and culture events.
For Internal Applicants:
- Understand the criteria or mandatory skills required for the role, before applying
- Inform your manager and HRM before applying for any role on Workday
- Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format)
- Must not be any corrective action plan (First Formal/Final Formal, LPP)
- L8+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible.
- L08+ Employees can apply
Level / Grade : 10
Job Family Group:
Information TechnologySkills Required
- Bachelor's or Master's degree in Computer Science, Engineering, or Information Systems
- Minimum 4+ years of professional experience
- Minimum 3+ years of software engineering experience focused on financial crime, AML, or regulatory technology products
- Strong programming skills in Java, Python, or C#
- 2-5 years of experience with AML software platforms such as Actimize, SAS, NICE, or equivalent
- Knowledge of AML regulations including BSA, FATF, and OFAC sanctions
- Familiarity with transaction monitoring, alert workflows, case management, and KYC/CDD processes
- Experience with SQL or NoSQL databases, APIs, and external data-service integrations
- Understanding of machine learning and AI applications in AML
- Strong problem-solving, communication, and teamwork skills
- Exposure to Actimize SAM and CDD modules
- Ability to mentor and develop peers
- Exposure to ETL tools such as Ab Initio
Synchrony Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Synchrony and has not been reviewed or approved by Synchrony.
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Parental & Family Support — Parental leave is described as extensive, with long paid leave for birthing parents and additional paid leave for all new parents. Backup childcare and eldercare options provide practical support for caregiving needs.
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Wellbeing & Lifestyle Benefits — Well-being offerings are broad, spanning integrated wellness tools, dedicated well-being coaches, and an enhanced assistance program. Reimbursements for activities like fitness apps, swimming lessons, art classes, and meditation, along with pet telehealth and adult orthodontia, reinforce lifestyle support.
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Fair & Transparent Compensation — Pay practices emphasize pay equity across gender and race and a high wage floor for U.S. hourly roles. These signals aim to underpin fairness in base compensation across the organization.
Synchrony Insights
What We Do
At Synchrony (NYSE: SYF), we’re changing what’s possible for people and businesses every single day. From offering financing options to creating innovative tech, we help make shopping go smoothly across a variety of industries, like retail, auto, travel and home. Synchrony is one of the largest issuers of store credit cards in the United States. We help consumers pay over time for important expenses, issue co-branded cards for small- and medium-sized business credit products, as well as offer consumer savings products through Synchrony Bank. So, how can we change what’s possible for you?
