Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As part of the Auto Risk team, you will be responsible for analysis and oversight of originations and portfolio performance, developing and maintaining process standards and performing analysis to understand the drivers of credit performance with the objective of reducing losses, balancing risk reward tradeoff and influencing credit strategy decisions. Also requiring an understanding of competitive, market and strategic forces.
You will be required to analyze and interpret data and its impact in both operational and financial areas of the business and wider industry. Participate in complex analytic projects, which could include developing a business case and credit view in Auto to support the Chief Risk Officer (and other senior leaders across CCB products) with a proactive viewpoint on consumer credit trends specific to Chase Auto Finance. You will be required to interact frequently with cross-functional partners and make presentation to managers and executives. The successful candidate will excel at creative thinking and problem solving skills, be self-motivated, confident and ready to take on complex initiatives independently. You will also be expected to demonstrate thorough understanding of the business and ensure robust controls environment
Job Responsibilities
- Responsible for the creation, design, analysis and execution specific projects/analytics for assigned functional area
- Build out automated controls to monitor and understand credit profile and performance changes
- Support the economic readiness playbook inclusive of early warning monitoring tool development
- Possess high degree of judgment and independent decision making for complex issues and problem solving
- Collaborate with cross-functional partners to understand and address key business challenges
- Work independently to successfully complete end to end process related to analytical tasks starting with problem identification, defining objectives, data discovery, synthesis and analysis of large & complex data points, formulating concise conclusions with actionable recommendations, and creating presentations to pitch findings and/or strategies
- Provide clear/concise oral and written communication across various functions and levels, inclusive of Operations, IT, and Risk Management
- Provide coaching and mentoring to a group(s) of analytic professionals. Able to effectively develop team members and demonstrate effective people management and leadership skills
Required qualifications, capabilities, and skills
- MS / Bachelor's degree in a quantitative discipline; Math, Finance, Statistics, Economics or equivalent work/training is required
- Minimum 8 years of related analytical experience / at least 5-6 years of direct people management experience
- Proven record in problem solving and business innovation, agile and proactive in approach
- Ability to manage and prioritize projects across cross-functional groups
- Required experience in multiple analytic disciplines and a deep understanding of the business to identify cause/effect relationships
- Strong communication and interpersonal skills with ability to interact with individuals across departments / functions
- Strong knowledge and understanding of financial services
- In depth knowledge of risk management policies, control processes, metrics, and strategy
- Strong understanding of SAS programming , Unix, Secure Shell and SQL programming skills
- Advanced PC Skills, Word, PowerPoint, and Excel (graphs, charts, formulas etc.)
Preferred qualifications, capabilities, and skills
- Advanced degree in quantitative discipline is preferred
- Experience within Auto Lending or Consumer Lending Business is a plus
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the TeamSkills Required
- MS or Bachelor's degree in quantitative discipline (Math, Finance, Statistics, Economics) or equivalent work/training
- Minimum 8 years of related analytical experience
- At least 5-6 years of direct people management experience
- Proven record in problem solving and business innovation; agile and proactive approach
- Ability to manage and prioritize projects across cross-functional groups
- Experience in multiple analytic disciplines and deep understanding of the business to identify cause/effect relationships
- Strong communication and interpersonal skills with ability to interact across departments/functions
- Strong knowledge and understanding of financial services
- In-depth knowledge of risk management policies, control processes, metrics, and strategy
- Strong understanding of SAS programming, Unix, Secure Shell and SQL programming skills
- Advanced PC skills: Word, PowerPoint, Excel (graphs, charts, formulas)
- Advanced degree in quantitative discipline
- Experience within Auto Lending or Consumer Lending Business
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
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Retirement Support — A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
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Leave & Time Off Breadth — Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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