Attorney – Mortgage Origination Attorney

Posted 2 Days Ago
Be an Early Applicant
3 Locations
In-Office
Senior level
Big Data • Fintech • Mobile • Payments • Financial Services • Data Privacy
The Role
Provides legal advice and strategic guidance for residential mortgage origination, including conventional, government-insured, jumbo, high-net-worth, and customized lending products. Advises business, compliance, risk, operations, and product teams on mortgage laws, regulatory requirements, product development, underwriting, disclosures, advertising, digital applications, and secondary-market eligibility. Supports audits, examinations, investigations, litigation, remediation, and technology modernization initiatives.
Summary Generated by Built In

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for providing legal support for residential mortgage origination activities, including conventional conforming, government-insured and guaranteed, jumbo, high net worth, and other customized mortgage lending products. Key responsibilities include serving as a trusted legal advisor to business, operations, compliance, risk, and product partners on matters involving mortgage lending laws, regulatory developments, operational practices, and strategic initiatives.

Responsibilities:

  • Provide legal advice and strategic guidance on conventional and government inured residential mortgage origination activities, products, processes, and initiatives
  • Counsel business partners on jumbo, high net worth, asset-based, relationship-based, and other customized mortgage lending programs
  • Provide legal analysis on mortgage product development, underwriting practices, pricing considerations, disclosures, advertising, digital applications, and secondary market eligibility requirements
  • Partner closely with compliance, risk, audit, operations, and product teams to assess and mitigate legal and regulatory risk
  • Support examinations, regulatory inquiries, audits, investigations, litigation, and remediation initiatives involving mortgage lending activities
  • Participate in strategic projects involving technology modernization, digital mortgage initiatives, automation, artificial intelligence, and operational process enhancements

Required Qualifications:

  • Active membership in at least one state bar.
  • A minimum of 6 years of experience practicing law, with substantial experience supporting residential mortgage lending activities.
  • Demonstrated experience advising on mortgage origination products and processes.
  • Strong understanding of mortgage industry business practices and operational workflows.

Desired Qualifications:

  • Experience supporting a large bank, mortgage lender, or other financial institution.
  • Strong knowledge of conventional conforming mortgage programs and agency requirements.
  • Experience advising on jumbo, private banking, high net worth, wealth management affiliated, or customized mortgage origination programs.
  • Familiarity with mortgage secondary market requirements and investor guidelines.
  • Experience interacting with federal and state regulatory agencies and examination teams.
  • Experience providing legal support for digital mortgage platforms, automated underwriting systems, eClosing initiatives, and product innovation efforts.

Skills:

  • Advisory
  • Influence
  • Interpret Relevant Laws, Rules, and Regulations
  • Policies, Procedures, and Guidelines
  • Risk Management
  • Critical Thinking
  • Decision Making
  • Issue Management
  • Legal Drafting and Writing
  • Regulatory Compliance
  • Attention to Detail
  • Collaboration
  • Executive Presence
  • Legal Structures and Legal Forms
  • Problem Solving

Minimum Education Requirement: Doctorate degree in related field

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Skills Required

  • Active membership in at least one state bar
  • Minimum of 6 years practicing law
  • Substantial experience supporting residential mortgage lending activities
  • Experience advising on mortgage origination products and processes
  • Strong understanding of mortgage industry business practices and operational workflows
  • Experience supporting a large bank, mortgage lender, or other financial institution
  • Strong knowledge of conventional conforming mortgage programs and agency requirements
  • Experience advising on jumbo, private banking, high-net-worth, wealth-management-affiliated, or customized mortgage origination programs
  • Familiarity with mortgage secondary-market requirements and investor guidelines
  • Experience interacting with federal and state regulatory agencies and examination teams
  • Experience supporting digital mortgage platforms, automated underwriting systems, eClosing initiatives, and product innovation
  • Doctorate degree in a related field

Bank of America Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Bank of America and has not been reviewed or approved by Bank of America.

  • Healthcare Strength Health coverage is described as comprehensive, with medical, dental, vision, virtual care via Teladoc, wellness programs, and specialized support for cancer and menopause. Wellness credits and an always‑on EAP with in‑person sessions add to the depth of care.
  • Parental & Family Support New parents can access up to 26 weeks of leave, including 16 weeks fully paid for eligible teammates, alongside back‑up child and adult care. Family‑building resources and reimbursements (e.g., fertility, adoption, surrogacy) and a dedicated Life Event Services team extend support across life stages.
  • Equity Value & Accessibility Broad‑based equity through the Sharing Success program, including $1B in stock to nearly all non‑executive employees in January 2026, is intended to foster an ownership mindset. Stock awards (including RSUs) are a recurring component that aligns employees’ interests with shareholders.

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The Company
HQ: Charlotte, NC
208,000 Employees
Year Founded: 1784

What We Do

We make financial lives better for our clients and our communities through the power of every connection. Our employees are at the heart of this purpose, and are key to driving responsible growth. Every day, across the globe, our employees bring a commitment to our purpose and to driving responsible growth by living our values: deliver together, act responsibly, realize the power of our people and trust the team. A key aspect of driving responsible growth is doing so in a sustainable manner, a critical pillar of which is being a great place to work for our teammates.

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