Branch Overview
Branch is a leading AI-powered lending fintech with 50M+ downloads across India and Africa. We use alternative data and machine learning to expand financial access for millions of people traditionally excluded from the formal financial system. Founded by the former CEO of Kiva.org and backed by leading investors including Andreessen Horowitz, Visa, and the IFC, Branch combines mission-driven impact with world-class technology and scale.
In India, Branch operates as a regulated digital lending institution and Middle Layer NBFC, building trusted and accessible financial products for millions of customers across the country. Our 250+ member India team is growing rapidly and works across technology, data science, risk, product, and operations to solve high-impact problems at scale.
Certified as a Great Place to Work in 2025, Branch offers the opportunity to build meaningful careers while shaping the future of inclusive fintech in one of the world’s fastest-growing digital economies.
Job Overview
This role will focus mostly on banking and finance operations. The ideal candidate will be a self-learner willing to take on any task and a good problem solver.
Responsibilities
- Liaising with banks for banking operations
- Assisting with daily cash management across various bank accounts
- Producing daily MIS on liquidity
- Obtaining Form 145/146
- Credit card management
- Licenses procurement
- Producing monthly payment reports for accounting
- Assisting with the execution of financing deals
- Assistance in Daily Portfolio Transfers, Investor Repayments, EMI Repayments,Outward Remittances & Vendor Payments.
- Produce daily, weekly, and monthly reconciliations for India, covering disbursements, repayments, net cash, and co-lending activities
- Assist with timely payment of all statutory dues
- Assist the team in preparing and communicating timely and accurate monthly financial and management reports
- Assist with the preparation of monthly & daily cash projections
- Assist with annual external audit, completing requested materials
- Producing MIS for Co-lending activities & Liaising with Lender POC for daily operations
- Lead New Bank Account Opening related activities
- Assist in producing Investment MIS
- Preparation of Monthly ECB Returns
- Assist in Process Improvement & Automation of Treasury Related Activities
Qualifications
- Masters in finance or related areas.
- 2-4 years of Treasury & Banking experience in a similar position
- Experience in handling banking transactions
- Fluent in spoken and written English
- Highly entrepreneurial, proactive, and willing to get your hands dirty
- Excellent communication skills, both oral and written
- Good grammar, spelling and punctuation
- Driven by data and highly analytical, a good understanding of Excel preferred
Benefits of Joining
- Competitive salary and equity package
- Fast-paced, collaborative, and high-autonomy work culture
- Hybrid work setup designed for flexibility and work-life balance
- Fully paid group medical insurance and personal accident insurance
- Generous paid time off, plus company-declared public holidays
- Fully paid parental leave for fathers and non-birthing parents (12 weeks), in addition to 26 weeks of statutory maternity leave
- Monthly WFH stipend, along with a one-time home office setup budget
- $500 annual professional development budget
- Quarterly social meet-ups and sponsored monthly team lunches
We’re looking for more than just qualifications -- if you’re unsure that you meet the criteria but identify with our vision of providing equal opportunity to everyone to access financial services, please do not hesitate to apply!
Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law.
Skills Required
- Masters in finance or related areas
- 2-4 years of Treasury & Banking experience in a similar position
- Experience in handling banking transactions
- Fluent in spoken and written English
- Good understanding of Excel preferred
What We Do
Branch delivers world-class financial services to the mobile generation. With offices in San Francisco, Lagos, Nairobi, Mumbai and Bangalore, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world's emerging middle class to access banking options and achieve financial flexibility. Branch's mission-driven team is led by founder and former CEO of Kiva.org. The company presents a rich opportunity for our team members to drive meaningful growth in rapidly evolving and changing markets. Most recently, Branch announced its Series C and has garnered more than $100M in funding with investments from leading Silicon Valley firms.
