Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.
We challenge the status quo of the credit industry by giving people accessible tools to take control of their credit, with a focus on the 100 million+ Americans who have no or low credit. We're looking for people who share our passion, tackle challenges, find solutions, and make the financial space better for the communities we serve.
Associate Software Engineer
TeamCredit Builder Account (CBA) is a product team, much like our card team, responsible for the product that helps customers grow their credit score. CBA is a way to build credit: a loan in a bank-held Certificate of Deposit (CD).
Location: Austin, TX
Work Arrangement: Austin – Hybrid
About the RoleYou’ll join CBA early in your career and learn how a regulated fintech product is built, shipped, and maintained. You’ll implement, develop, and test software, collaborating with senior engineers to understand project requirements and complete assigned tasks. You’ll also work alongside product managers, QA, and DevOps, and use AI tools like Claude every day to write code and move the product forward.
What you’ll do:
- Build new features and enhancements for the Credit Builder Account, and feel comfortable raising questions when something is unclear.
- Ship functional, secure Python code, REST APIs, and integrations with in-house and third-party services and SQL databases, collaborating through Git (branches, pull requests, code reviews).
- Debug and resolve issues by digging in and understanding the root cause, not just patching the symptom.
- Use good judgment: ask questions, weigh tradeoffs, flag risks, and keep our work aligned with compliance requirements as a regulated fintech.
- Own what you ship. Use Claude and other AI tools to move faster, but review, understand, and stand behind every line of code.
- Partner with product managers, QA, DevOps, and teams across the company to deliver on product goals.
- Keep growing: take feedback from code reviews in stride, learn from mistakes, and stretch into harder problems over time.
- Associates, Bachelors, or Masters in Computer Science or a related field, or equivalent internship, project, or hands-on experience.
- Proficiency in Python, with a solid grasp of core data structures and algorithms (you can explain why one approach is better than another).
- Working knowledge of REST APIs.
- Experience with SQL databases.
- Familiarity with Git and collaborative development workflows.
- Understanding of unit testing and how to apply it.
- Clear communication and a willingness to ask questions, take feedback, and learn quickly.
- Relevant software engineering internships or project work.
- Hands-on experience with AWS or another cloud provider.
- Understanding of CI/CD and how code actually gets deployed, including the broader software development life cycle.
- Real exposure to AI-assisted development (such as Claude) in school, internships, or personal projects.
- Generous health, dental, and vision insurance coverage
- Employer-paid benefits including life, disability, and cost-containment resources
- Hybrid work arrangement
- Flexible vacation
- Company performance-based bonuses
- Paid parental leave
- Company equity in the form of stock options
- Education reimbursement program
- Relocation bonus to move to Austin
- Gym membership options through ClassPass or monthly reimbursement
- Lunchdrop stipend
- Paid parking
- ERG and inclusion opportunities
- Casual dress code
- Team building events and activities
- Referral program
Self Financial is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment. We do not discriminate on the basis of any protected group status under applicable law. If you need an accommodation during the application or interview process, please let us know.
Work AuthorizationWe can only consider candidates who are U.S. citizens or permanent residents (green card holders). We are unable to offer visa sponsorship of any kind, now or in the future. All new hires must successfully pass a background check.
Self Financial is an AI-forward company. Our interview process is designed to understand your own career experience, technical acumen, and communication skills. Please do not use AI tools to generate or assist with your answers during interviews unless we explicitly invite you to. If we have reason to believe AI was used in a way that misrepresents your own abilities, we may remove you from the interview process and from consideration for future opportunities at Self.
Skills Required
- Associate, bachelor's, or master's degree in Computer Science or a related field, or equivalent internship, project, or hands-on experience
- Proficiency in Python
- Solid understanding of core data structures and algorithms
- Working knowledge of REST APIs
- Experience with SQL databases
- Familiarity with Git and collaborative development workflows
- Understanding of unit testing and its application
- Clear communication and willingness to ask questions, accept feedback, and learn quickly
- Relevant software engineering internships or project work
- Hands-on experience with AWS or another cloud provider
- Understanding of CI/CD and the software development life cycle
- Experience with AI-assisted development tools such as Claude
- U.S. citizenship or permanent resident status
- Successful completion of a background check
Self Financial Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Self Financial and has not been reviewed or approved by Self Financial.
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Healthcare Strength — Medical, dental, vision, life, and disability coverage are extensive, complemented by wellness and mental health programs.
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Parental & Family Support — Paid parental leave, fertility benefits, family medical leave, and a structured return-to-work program indicate strong caregiver support.
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Leave & Time Off Breadth — Flexible or unlimited PTO, alongside paid holidays and sick time, provides broad time-away options for work-life balance.
Self Financial Insights
What We Do
Everyone deserves the chance to improve their financial future. We believe financial progress should be within reach for everyone. We exist to enable people to build credit, build savings, and reach their goals. Every role here connects directly to that purpose, and you'll see the impact of your work in real outcomes for real people.
Why Work With Us
It's not every day you have the opportunity to work for a company with a strong mission that has meaningful impact on people's lives. If you're searching for a higher purpose and you're passionate about helping to improve people's financial situation, then Self is just the place.
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