Who We Are
Cross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.
What We're Looking For
Every product we launch has to land somewhere in Finance — in the general ledger, in tax treatment, in liquidity forecasting, in reconciliation controls. This role makes sure that landing is planned in advance, not discovered after go-live.
As our New Product Planning Associate, you'll represent Finance from early product design through launch and stabilization. You'll scope and document downstream requirements, lead recurring integration calls with Product and Technology, and drive several workstreams to completion at once.
It's a highly visible seat. You'll build working relationships across Finance, Product, Technology, and Operations, and develop genuine end-to-end knowledge of how our products move money. It's a strong fit for someone organized, self-directed, and ready to own cross-functional execution without waiting to be told what's next.
Responsibilities:
Shape requirements early
- Partner with Finance and Product to identify and document downstream Finance requirements before a product is built, not after
- Own and continuously improve the new product checklist, and build detailed requirements documentation for each initiative
Assess Finance impact end to end
- Represent Finance as new products are integrated into our systems and processes
- Map how each product flows through accounting systems, general ledger mapping, tax treatment, liquidity, managerial accounting, and profitability reporting
- Develop a clear view of flow of funds and the accounting entries generated at each stage of the product lifecycle
- Flag reconciliation, monitoring, and control ownership early — before volume arrives
Drive integration to the finish line
- Lead recurring integration calls, building working knowledge of product mechanics and data flows, and driving action items to resolution
- Track open items, dependencies, and blockers, and escalate risks proactively
- Own documentation, trackers, agendas, recaps, and leadership status reporting for cross-functional working groups
- Identify inefficiencies and standardize the templates, workflows, and documentation practices the team runs on
Qualifications:
- 2+ years in product operations, project coordination, business analysis, accounting, or a similar cross-functional role
- Bachelor's degree in Business, Finance, Accounting, Information Systems, or a related field — or equivalent practical experience
- Working accounting literacy: comfort with debits and credits, GL structure, and how transactions become journal entries
- Strong organizational and documentation skills, with a track record of managing multiple deadlines and stakeholders simultaneously
- Clear written and verbal communication, including the ability to translate technical concepts for non-technical audiences
- Demonstrated initiative — you move work forward independently and escalate at the right moment
- Proficiency in Excel/Google Sheets, PowerPoint, and collaboration tools
Nice to Have:
- Experience in financial services, banking, or fintech — especially payments, lending, or embedded finance
- Familiarity with Jira and Confluence
- Experience with Workday Financials or a comparable ERP, including implementation or integration work
- Process and flow diagramming (Lucidchart, Visio), or basic SQL
#LI-AC1 #LI-Hybrid #LI-Onsite
Salary Range: $80,000.00 - $100,000.00
Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Skills Required
- 2+ years of experience in product operations, project coordination, business analysis, accounting, or a similar cross-functional role
- Bachelor's degree in Business, Finance, Accounting, Information Systems, or a related field, or equivalent practical experience
- Working accounting literacy, including debits and credits, general ledger structure, and journal entries
- Strong organizational and documentation skills, with experience managing multiple deadlines and stakeholders
- Clear written and verbal communication skills, including translating technical concepts for nontechnical audiences
- Demonstrated initiative and ability to move work forward independently and escalate appropriately
- Proficiency in Excel or Google Sheets, PowerPoint, and collaboration tools
- Experience in financial services, banking, or fintech, especially payments, lending, or embedded finance
- Familiarity with Jira and Confluence
- Experience with Workday Financials or a comparable ERP, including implementation or integration work
- Experience with process and flow diagramming using Lucidchart or Visio, or basic SQL
Cross River Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Cross River and has not been reviewed or approved by Cross River.
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Healthcare Strength — Company materials state it pays 100% of premiums for medical, dental, and vision for eligible employees and their families, and covers $100,000 life and $100,000 AD&D. Feedback often highlights this employer-paid coverage as a standout element of the package.
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Affordable Benefits — Fully covered health premiums reduce employee out-of-pocket premium costs and increase the perceived value of total compensation. Feedback suggests strong ratings for health, dental, and vision coverage.
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Wellbeing & Lifestyle Benefits — Hybrid flexibility (role/location dependent), wellness budgets in some regions, and HQ amenities like a gym, cafe, shuttle, haircuts, and dry cleaning are highlighted in company materials. Learning and development support, an employee development fund, and volunteer opportunities are also featured.
Cross River Insights
What We Do
Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.
