- Structure, draft, negotiate and review loan documentation for middle market transactions, including credit agreements, collateral agreements, intercreditor agreements, participation agreements, among others.
- Review of documentation for syndicated and participated facilities.
- Draft and review consents, waivers, reservations of rights, as well provide advice in connection with pre-workout or workout credits.
- Draft and review other documents such as confidentiality agreements, non-reliance letters, termination and release letters.
- Knowledge of laws, regulations, case law and market trends affecting the bank's commercial lending business.
- Work with representatives from various departments to address the legal requirements for policies and procedures.
- Identify and assess legal risk and provide legal advice and assistance in resolving or escalating matters related to commercial lending transactions.
- Manage outside counsel.
- Assist with developing and maintaining loan document forms.
- Provide internal clients with timely, effective, accurate, business-sensitive, professional, creative and comprehensive responses and other services to achieve business objectives.
Provide legal advice and guidance to senior management and department heads of the bank and its subsidiaries. - Establish and maintain working relationships across all levels of the organization to be a trusted advisor on legal matters.
- Conduct business dealings to the highest ethical standards and in compliance with legal requirements and policies.
- Knowledge of and experience with Article 9 of the UCC and lending regulatory issues.
- Substantial experience in secured transactions, including, but not limited to, borrowing base facilities, asset-based facilities and commercial real estate transactions. Experience in other specialty areas such as healthcare, fund finance and international lending preferred but not required.
- Experience in derivatives (ISDA documentation) and trade finance are a plus.
- Ability to draft complex loan documentation.
- Excellent verbal and written communication skills.
- Ability to apply principles of legal, logical or scientific thinking to a wide variety of intellectual and practical problems.
- Ability to read, analyze and interpret the complex documents.
- JD Degree and highly experienced licensed attorney with a minimum of 7 - 10 years of applicable experience.
- Experience with banking matters at a medium to large law firm with banking clients and/or an in-house legal department at a bank.
- Admission to practice in good standing in the state of New Jersey and/or the state of New York.
- Experience handling middle market and syndicated loan transactions.
- Familiarity with market trends and regulatory developments affecting commercial lending.
- Previous experience in a corporate legal department or government agency.
Top Skills
What We Do
At Valley, we aren’t just your average financial institution; we're your trusted partner in building a brighter future. With a widespread presence across the U.S., we've been serving communities since 1927.
For over 95 years, our team of dedicated professionals has been committed to creating better banking opportunities for our customers and fostering growth and prosperity in the communities we serve. From personalized financial solutions to comprehensive banking services, home mortgages, commercial lending, and wealth management, we're here to help you achieve your financial goals, no matter how big or small.
We understand that each individual and business has unique challenges and opportunities, and we're here to listen, understand, and provide tailored solutions to help you succeed.
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