Who We Are
Cross River builds the infrastructure behind the world’s most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker’s Best Places to Work in Fintech year after year. Whether you’re designing code, solving regulatory puzzles, or developing strategy, you’ll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.
What We're Looking For
Cross River’s Financial Planning & Analysis (FP&A) team is responsible for the annual budgeting process, as well as managing forecasts, variance analysis, corporate and divisional reporting other financial performance tools. We are seeking a highly motivated associate to join our rapidly growing FP&A team in our Fort Lee office. You will assist with compiling and preparing reports, analyzing divisional revenue and cost performance and trends, financial operations and work collaboratively across all financial departments to enable strategic decision-making leveraging Pigment, Power BI, and MS Office Suite.
Responsibilities:
- Responsible for Board and Investor reporting and other ad hoc analysis as requested by the key stakeholders
- Revenue and Cost control (analysis of revenue and cost trends, explanation of variances to budget, and proposing remediation actions)
- Assist in preparation of annual budget and update quarterly reforecasts
- Ad-hoc support and scenario analysis
- Prepare and analyze KPI’s by business units
- Assist in the preparation of financial statements in business unit format
- Analyze business unit profitability and performance against targets
- Client profitability reporting and analysis
Qualifications:
- Bachelor’s degree in Finance or Accounting (CPA and/or CFA is a plus)
- 3+ years of experience in accounting or financial analyst roles (Big 4 experience a plus)
- Proven ability to work cross-functionally and with senior business leaders
- Experience with Microsoft Office Suite, highly proficient in Excel and PowerPoint skills
- Excellent communication and presentation skills with the proven ability to focus on the details
- Experience and knowledge of financial planning
- Banking or Fintech experience a plus
- Experience with Pigment a plus and/or experience with Anaplan, Hyperion and Prologue Workday
- Public company experience a plus
#LI-AC1 #LI-Hybrid #LI-Onsite
Salary Range: $100,000.00 - $120,000.00
Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Skills Required
- Bachelor's degree in Finance or Accounting
- CPA and/or CFA
- 3+ years of experience in accounting or financial analyst roles
- Proven ability to work cross-functionally and with senior business leaders
- High proficiency with Microsoft Office Suite, especially Excel and PowerPoint
- Excellent communication and presentation skills with attention to detail
- Experience and knowledge of financial planning
- Banking or Fintech experience
- Experience with Pigment and/or Anaplan, Hyperion, Prologue
- Public company experience
Cross River Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Cross River and has not been reviewed or approved by Cross River.
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Healthcare Strength — Company materials state it pays 100% of premiums for medical, dental, and vision for eligible employees and their families, and covers $100,000 life and $100,000 AD&D. Feedback often highlights this employer-paid coverage as a standout element of the package.
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Affordable Benefits — Fully covered health premiums reduce employee out-of-pocket premium costs and increase the perceived value of total compensation. Feedback suggests strong ratings for health, dental, and vision coverage.
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Wellbeing & Lifestyle Benefits — Hybrid flexibility (role/location dependent), wellness budgets in some regions, and HQ amenities like a gym, cafe, shuttle, haircuts, and dry cleaning are highlighted in company materials. Learning and development support, an employee development fund, and volunteer opportunities are also featured.
Cross River Insights
What We Do
Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.
