IT STARTS HERE
Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.
This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.
Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.
THE DIFFERENCE YOU MAKE
Santander Corporate and Investment Banking is looking for an Associate – Financial Institutions Group (FIG) Coverage – DACH & Nordics Team based out of Frankfurt.
We are seeking an experienced Associate who can make an immediate contribution to the FIG DACH & Nordics franchise. The successful candidate will have a proven track record in client coverage, transaction execution, or related Corporate & Investment Banking activities and will be expected to operate with a high degree of autonomy from day one.
To succeed in this role, you will be responsible for:
Managing day-to-day client coverage responsibilities across a portfolio of financial institutions.
Coordinating complex cross-product transactions and internal workstreams involving Coverage, Financing, Markets, Transaction Banking, Advisory and Risk.
Preparing client presentations, credit papers, financial analyses and strategic reviews independently.
Supporting and participating in senior client interactions, including meetings with C-suite executives.
Acting as a trusted partner to product teams and driving execution across multiple stakeholders and jurisdictions.
Taking ownership of internal processes including credit, profitability, risk management, KYC and onboarding matters.
Contributing actively to business development efforts, client planning and revenue generation initiatives.
WHAT YOU’LL BRING
Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.
The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Professional Experience
Minimum 3-5 years of relevant professional experience within Financial Institutions Group (FIG) Coverage, Corporate Banking Coverage, Debt Capital Markets (DCM), Structured Finance, Corporate Finance, Leveraged Finance, Financial Sponsors, Markets, Credit Risk, Transaction Banking, or other institutional banking disciplines.
Demonstrated experience covering financial institutions and supporting client relationships, transaction execution, and strategic advisory initiatives.
Ability to independently manage workstreams, coordinate internal stakeholders, and deliver high-quality client materials with limited supervision.
Experience interacting with senior client representatives and managing complex internal approval and execution processes.
Languages
Highly proficient in spoken and written German and fluent in English. Spanish is optional.
Hard Skills
In-depth understanding of debt financing, capital markets, balance sheet solutions, and broader Corporate & Investment Banking products.
Strong financial analysis, accounting, valuation, and credit assessment skills.
Strong understanding of compliance, regulatory, and KYC requirements applicable to institutional banking.
Soft Skills
Entrepreneurial mindset with the ability to originate ideas, take ownership, and drive projects to completion.
Excellent communication, presentation, and stakeholder management skills.
Ability to work effectively under pressure while managing multiple competing priorities.
WE VALUE YOUR IMPACT
Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.
Meaningful Impact - Where the effect of your work makes a difference and helps people to prosper.
Personal and Professional Growth - The chance to develop through world-class training, demanding work, and different roles.
Respect - Be part of an organization that cares – about its people, its wider community, and the environment
Co-worker quality - Work with inspiring professionals who are leaders in their field.
Global stability - Work for a solid global organization with over 160 years of history.
We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.
LOCAL COMPLIANCE
Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.
WHAT TO DO NEXT
If this sounds like a role you are interested in, then please apply.
READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?
#SCIB
#LI-JP1
Skills Required
- 3-5 years of relevant professional experience in FIG Coverage, Corporate Banking Coverage, DCM, Structured Finance, Corporate Finance, Leveraged Finance, Financial Sponsors, Markets, Credit Risk, Transaction Banking, or related institutional banking disciplines
- Experience covering financial institutions and supporting client relationships, transaction execution, and strategic advisory initiatives
- Ability to independently manage workstreams, coordinate internal stakeholders, and deliver high-quality client materials with limited supervision
- Experience interacting with senior client representatives and managing complex internal approval and execution processes
- Highly proficient spoken and written German
- Fluent English
- Strong understanding of debt financing, capital markets, balance sheet solutions, and broader Corporate & Investment Banking products
- Strong financial analysis, accounting, valuation, and credit assessment skills
- Strong understanding of compliance, regulatory, and KYC requirements applicable to institutional banking
- Excellent communication, presentation, and stakeholder management skills
- Spanish language proficiency
Santander Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Santander and has not been reviewed or approved by Santander.
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Retirement Support — A dollar‑for‑dollar 401(k) match up to 6% of eligible pay and immediate vesting are highlighted as core strengths, supporting long‑term savings. This is reinforced by company‑paid disability and life/AD&D coverage that bolster financial security.
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Leave & Time Off Breadth — Paid time off typically ranges from 18–30 days in the U.S. with 11 paid holidays, plus dedicated volunteer and development time; the UK features a minimum of 25 days with buy/sell options. Some roles also use self‑managed PTO, offering additional flexibility depending on team norms.
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Parental & Family Support — U.S. parental benefits include 8 weeks paid for all parents and a total of 16 weeks paid for birth mothers, with flexibility for reduced hours around childbirth. Caregiver leave and dependent‑care programs add further family support.
Santander Insights
What We Do
Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.
