Description and Requirements
Job Location: United States : Oregon or Washington
Role Value Proposition:
MetLife Investments is one of the largest institutional investors and asset managers in the United States, with nearly half a trillion dollars in general account and third-party portfolio assets invested primarily in investment grade corporate bonds, structured finance securities, commercial and agricultural mortgage loans, U.S. Treasury and agency securities and real estate and corporate equity. A significant contributor to MetLife's financial performance, Investments maximizes the company's long-term economic value by investing in assets globally that support the company's liabilities and produce a consistent stream of operating earnings.
Global Function: MetLife Investments' Real Estate and Agricultural Investments Units manage a $62 billion portfolio of commercial and agricultural loans, and real estate equity investments. In addition to sourcing and managing these investments, the group is responsible for developing and maintaining relationships with key industry contacts, including mortgage and leasing brokers, developers and property managers. The Mortgage Portfolio and Equity Portfolio Units actively manage MetLife's portfolio of mortgage loans and equity investments in office, apartment, retail, industrial, and hotel properties. The Portfolio Units are responsible for overall portfolio strategy, pricing, transaction approval and credit approval on new loans and the active management of the overall mortgage and equity portfolios.
We are proud of the important role that MetLife has played in the financing of agriculture since 1917. The associates working in Agricultural Investments today are dedicated to continuing that tradition by providing flexible and competitive loan products backed by the resources of MetLife, a leading provider of insurance and other financial services. That's why we are one of North America's largest private lenders to agriculture.
MetLife's Agricultural Investments is seeking an exceptional and experienced Agricultural Real Estate Loan Officer to originate loans and service an existing loan portfolio primarily in the states of Oregon & Washington . This Agricultural Real Estate Loan Officer position will be part of a team responsible for the origination and servicing of agricultural real estate loans in the states of Oregon & Washington .
Key Responsibilities:

• Loan origination
• Credit analysis & underwriting
• Real estate appraisal & property inspections
• Loan servicing/reporting/portfolio management
• Relationship management/marketing.

Essential Business Experience and Technical Skills:
Required:

• 10+ years of experience with credit analysis and credit decision.
• 10+ years relevant experience with a proven track record of underwriting successful agricultural debt deals.
• Strong credit and analytical skills, superior knowledge of lending principles, credit procedures, collateral and credit.
• Proficiency in Word and Excel-based applications.
• Strong written and oral communication skills.
• Strong relationship management skill set.
• Strong financial, accounting and credit analysis skills.

Preferred:

• Bachelor's degree in Agriculture, Business Administration, Finance, Economics, or Banking as well as any other related field of expertise; MBA or master's degree.
• Extensive agricultural lending experience, ideally including experience in core regional crops (e.g., apples, pears, wine grapes, row, vegetable, grain and forage crops, dairy, livestock, and various other specialty crops).
• Farm real estate appraisal knowledge.

Benefits We Offer
Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, volunteer time off, tuition assistance and much more!
About MetLife
Recognized on Fortune magazine's list of the 2023 "World's Most Admired Companies" as well as the 2023 Fortune 100 Best Companies to Work For ®, MetLife , through its subsidiaries and affiliates, is one of the world's leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by empathy, we're inspired to transform the next century in financial services. At MetLife, it's #AllTogetherPossible . Join us!
Equal Employment Opportunity/Disability/Veterans
If you need an accommodation due to a disability, please email us at [email protected]. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.