The Role
Manage corporate client relationships, evaluate credit quality and prepare credit proposals for corporate loans. Market Group Wholesale Banking products, monitor loan portfolio performance and repayments, ensure regulatory and policy compliance, conduct pre- and post-sanction visits, and work with product partners to cross-sell treasury, FX, derivatives and cash management solutions.
Summary Generated by Built In
Key Responsibilities:
- Focus on relationship building and networking with existing and prospective clients by understanding their existing & future funding / financial needs and provide insights of the Bank’s products & services, providing accurate information of the Bank’s products & services to clients and drive the Bank’s initiatives and consistently improve the level of service to clients.
- Market corporate loans and Group Wholesale Banking (GWB) products & services (including deposits, treasury and cash management related products) to clients and evaluate the credit quality of the Bank’s corporate loan portfolio in various industries and client bases.
- Prepare credit proposals for submission to the relevant approving authorities & ensure speedy turnaround time. This includes identifying pertinent credit-related issues and work out viable financing solution for clients, conducting pre-sanction visits & interview loan applicants and handling post-approval work.
- Ensure all transactions comply with applicable regulatory framework/guidelines and the Group’s policies and procedures.
- Work closely with product partners to introduce and proactively cross-sell financial products within the GWB division including FX, derivatives, bonds, cash management & trade finance products to clients.
- Monitor loan/income growth and quality of loans portfolio to meet annual budget targets.
- Conduct post sanction visits to ensure that the loans granted are properly utilized.
- Monitor loan repayment activities and take steps to collect overdue loans.
- Monitor and manage loan portfolio to ensure any deterioration in the asset quality is properly escalated to the relevant authorities.
Key Requirements:
- Minimum 5 years of experience in Corporate Banking / Investment Banking.
- Degree in Banking, Economics, Business Administration, Accounting / Finance or related discipline.
- Having professional qualifications such as Chartered Banker, ACCA (or its equivalent), Banking and Financial Services Certificate (BFSC) or Certified Credit Professional (CCP) will be an added advantage.
- Possess strong accounting/financial analytical, credit evaluation, financial modeling and business writing/presentation skills as well as good understanding of the corporate banking and GWB products.
Skills Required
- Minimum 5 years of experience in Corporate Banking or Investment Banking
- Degree in Banking, Economics, Business Administration, Accounting or Finance (or related discipline)
- Professional qualifications such as Chartered Banker, ACCA, BFSC or Certified Credit Professional
- Strong accounting and financial analytical skills, credit evaluation and financial modeling
- Good business writing and presentation skills and understanding of corporate banking and GWB products
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The Company
What We Do
CIMB Group is a leading ASEAN universal bank, one of the largest Asian investment banks and one of the world's largest Islamic banks. We are headquartered in Kuala Lumpur, Malaysia and offer consumer banking, commercial banking, wholesale banking, Islamic banking, and asset management products and services. As the fifth largest banking group in ASEAN, we have over 36,000 staff in 16 locations across ASEAN, Asia and beyond. CIMB Bank and CIMB Islamic Bank are members of PIDM.
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