Be an Early Applicant
The Role
Lead non-retail credit risk management by supervising rating methodology, EWIs, RAC, limits, stress testing, delegated authority and portfolio reporting. Ensure regulatory compliance, initiate timely portfolio reviews, manage underwriting and portfolio quality with business units, engage stakeholders, support audits/regulators, and oversee people development and performance.
Summary Generated by Built In
Key Responsibilities:
Credit Risk Management Strategy
- Supervise and effectively leverage on non-retail credit risk management Tools including, but not limited to, Rating Methodology, Early Warning Indicators (EWI), Risk Acceptance Criteria (RAC), Country Sector Limit, Global Country Limit, Stress Testing, Credit Delegated Authority and Non-Retail Credit Risk Portfolio Reporting, so as to ensure a robust and independent underwriting, approval and portfolio review process that is aligned with Board approved Risk Posture and Risk Appetite.
- Keep abreast of market and regulatory developments that could impact underwriting standards and asset quality. Make recommendations for changes in the various Tools as required
- Ensure timely initiation of client and/or portfolio reviews using the EWI framework, and timely and accurate classification of Watch List names, inclusive of corrective actions steps by the SBU’s.
- Ensure appropriate application and usage of the Credit Delegated Authority.
Business Performance and Management
- Manage underwriting and portfolio quality by working closely with Business Units to ensure Tools are understood and implemented
- Engage in back testing of trading programs (if necessary)
- Work closely and constructively with key stakeholders by building strong relationships and contributing to the Bank’s success from a non-retail credit scope.
- Any other responsibilities / task as assigned by HOD / COE Head from time to time.
People Management
- Take charge of personal development and training through the KPI, performance management processes and learning and development opportunities.
Regulatory Compliance
- Ensure credit approvals are done in compliance with all relevant regulatory requirements.
- (Where relevant) to engage with internal/external audits as well as regulators.
- Be actively involved and encourage the self-identify of operational risk issues.
Skills Required
- Experience with non-retail credit risk management tools (Rating Methodology, Early Warning Indicators, Risk Acceptance Criteria, Stress Testing, Credit Delegated Authority, Portfolio Reporting)
- Strong knowledge of regulatory requirements for credit approvals and ability to engage with auditors and regulators
- Experience managing underwriting, portfolio quality, and stakeholder engagement with business units
- Ability to initiate portfolio reviews, classify Watch List names, and implement corrective actions using the EWI framework
- Experience with back-testing of trading programs (if necessary)
- People management and performance management experience including KPI-driven development
Am I A Good Fit?
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.
Success! Refresh the page to see how your skills align with this role.
The Company
What We Do
CIMB Group is a leading ASEAN universal bank, one of the largest Asian investment banks and one of the world's largest Islamic banks. We are headquartered in Kuala Lumpur, Malaysia and offer consumer banking, commercial banking, wholesale banking, Islamic banking, and asset management products and services. As the fifth largest banking group in ASEAN, we have over 36,000 staff in 16 locations across ASEAN, Asia and beyond. CIMB Bank and CIMB Islamic Bank are members of PIDM.
.jpeg)
