Arbitration Specialist

Reposted 3 Hours Ago
Be an Early Applicant
Tokyo, JPN
Hybrid
Junior
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Investigate and manage arbitration cases for APAC, represent Wise with external arbitration bodies, ensure compliant outcomes, perform root-cause analysis, influence policy and workflows, and collaborate with cross-functional teams to protect customer outcomes and company reputation.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

If you're interested in the position please apply by submitting your CV and Cover Letter. In your cover letter, please answer the following questions:

  • What motivates you to apply for this role?

  • Why would you be a good fit?

We’re looking for an Arbitration Specialist to join our growing team, with a critical focus on the APAC region, where the role is based. 

The Complaints Arbitration Specialist will communicate directly with Wise’s external arbitration bodies, representing Wise and ensuring we reach fair, compliant outcomes based on thorough case investigations. In this role, you will maintain professional relationships with arbitration bodies, contribute to root-cause analysis, and actively shape future policies and operational workflows within the complaints and wider operational teams. This role demands diligence, legal acumen, consistency, and the ability to handle sensitive regulatory information with the utmost care.

Your responsibilities:

  • Case Management: Investigate arbitration cases thoroughly, providing comprehensive background information and evidence. Conduct internal audits of the customer complaint journey to ensure fair outcomes.

  • Arbitration decision process: Assess cases and decisions made by external arbitration bodies, taking ownership of legally binding outcomes. Ensure Wise presents all necessary evidence based on this assessment.

  • APAC Market & Regulatory Expertise: Serve as the primary expert for the APAC region. Maintain an in-depth understanding of local regulatory frameworks, evolving arbitration body trends, and the unique differences in jurisdictional complaints, ensuring compliance and optimal outcomes for Wise and its customers in the APAC market. Proactively monitor regulatory changes and interpret their impact on our customers and processes.

  • Strategic Growth & Scaling Insight: Apply an awareness of Wise's growth and scaling challenges in the APAC market to all case management and policy contributions, ensuring solutions are scalable and future-proof.

  • Cross-Functional Influence & Action: Build and maintain effective working relationships with Compliance, Operations, and Product teams to effectively translate arbitration insights and regulatory changes into actionable policy and process improvements.

  • Root Cause analysis and feedback: Collect vital company data on complaints, record arbitration decisions for use in Root Cause Analysis, and share feedback with relevant teams within Wise.

  • Mitigate reputational damage from adverse decisions: Defend Wise against adverse decisions to safeguard the company's reputation.

  • Work across multiple teams: Communicate with relevant product/operational teams to ensure a comprehensive understanding of cases and the ability to articulate this information to the arbitration body.

  • Consistently hitting SLAs: Consistently handling cases within Wise’s SLAs, as well ensuring we do not breach cases based on the arbitration body deadline.

  • Strong Fincrime knowledge: Maintain up-to-date knowledge on scam and deactivation complaints, understanding how they are handled across the business.

  • Contribute to the team culture in a positive manner: Positively contribute to the team culture by assisting other Arbitration Specialists and Complaints Officers, sharing decisions, and providing feedback when necessary.

Qualifications

  • At least 12–24 months in a Financial Ombudsman office, regulatory body, bank, or FinTech handling dispute resolution, legal claims, customer escalations, or regulatory compliance within APAC markets.

  • Legal & Regulatory Acumen: A legal background (e.g., Law degree, paralegal experience, or legal compliance background) is preferred, but not required. A strong foundation or keen interest in APAC financial regulatory frameworks is highly advantageous.

  • Language Skills: Impeccable written and verbal English skills. 

  • Multi-Channel Communication & Multitasking: You are confident navigating and multitasking across multiple communication channels simultaneously - including email, phone, and chat - while maintaining composure, speed, and accuracy in high-pressure scenarios.

  • Communication: You’ve worked internationally, cross-team, or cross-geo before, so you quickly pick up on how to communicate effectively across diverse cultures, time zones, and matrixed structures. You welcome an open feedback culture, comfortably giving and receiving feedback across all levels of the organisation, and can adapt to Wise’s communication style.

  • Attention to Detail: Meticulous, thorough, and accurate when auditing case files, compiling evidence, and submitting formal responses.

  • Analytical Mindset & BI Tooling: Comfortable working with data, identifying patterns, and uncovering systemic trends to draw meaningful conclusions. You leverage data to make sound decisions and actionable recommendations to leads and cross-functional partners. Command of Lightdash, SQL, or other Business Intelligence (BI) tools is preferred.

  • Problem Solving & Root Cause Analysis: Skilled at detecting problematic cases or workflows and escalating them effectively. You look beyond surface symptoms to uncover root causes using structured frameworks (e.g., 5 Whys, Fishbone diagrams) or demonstrate an eagerness to learn them.

  • Organization & Autonomy: Punctual, highly organized, and able to prioritize complex workloads under tight regulatory deadlines. You operate autonomously, taking confident ownership of decisions on complex cases.

  • Reliability & Adaptability: Committed to team goals, quick to adapt to regulatory shifts, and consistent in following through on commitments.

  • Data Security & Customer Focus: Aware of and compliant with strict data security procedures. Above all, you are uncompromisingly customer-focused—our customers come first, and you consistently advocate for fair customer outcomes.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • 12-24 months handling dispute resolution, legal claims, customer escalations, or regulatory compliance at a Financial Ombudsman office, regulatory body, bank, or FinTech within APAC
  • Strong written and verbal English communication skills
  • Demonstrable knowledge of APAC financial regulatory frameworks and arbitration bodies
  • Experience investigating cases, compiling evidence, and conducting internal audits of complaint journeys
  • Ability to manage sensitive regulatory information and follow strict data security procedures
  • High attention to detail when auditing case files and submitting formal responses
  • Strong multitasking across email, phone, and chat in high-pressure scenarios
  • Analytical mindset and comfort working with data to identify patterns and trends
  • Command of Lightdash, SQL, or other Business Intelligence (BI) tools
  • Legal background (Law degree, paralegal experience, or legal compliance experience)
  • Experience with root cause analysis frameworks (5 Whys, Fishbone) or willingness to learn
  • Ability to operate autonomously, prioritize workloads, and consistently meet SLAs and arbitration deadlines

What the Team is Saying

Surendra
Smrithi
Pavan
Jennifer
Lindsay
Lauren

Wise Compensation & Benefits Highlights

  • Leave & Time Off Breadth Global paid time off is presented as 33–36 days including local public holidays, plus three “Me Days,” with a paid six‑week sabbatical and stipend after four years. Work-from-anywhere for up to 90 days per year after six months further complements time away and flexibility.
  • Equity Value & Accessibility RSUs are granted to all employees, enabling broad ownership in the company. Equity is positioned as a standard, company‑wide component of total rewards.
  • Parental & Family Support Parental leave is described as generous across markets, with U.S. pages listing up to 18 weeks fully paid for birthing parents and 8 weeks for non‑birthing parents. Additional family‑oriented supports such as onsite Mother’s Rooms and abortion travel benefits are noted in certain locations.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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