Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.
Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal in 2017). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.
Overview
Credit Genie is on a mission to empower our customers with financial stability and guidance. We believe Artificial Intelligence is the single most powerful tool to deepen that mission and redefine the future of fintech.
To lead the charge, we’re building the AI Boost Team - a dedicated, high-impact group tasked with accelerating Credit Genie's transformation into an AI-first organization.
This isn’t about incremental improvement. We’re targeting 10x output or 10x efficiency in our core processes. We’re looking for builders, innovators, and tinkerers who can turn ambitious ideas into tangible solutions—fundamentally reshaping how we work from the inside out.
The Role
We are hiring three AI Solutions Prototypers to form the core of our new AI Boost team. You are a technical expert with a builder mindset. Your mission is to rapidly design and build functional proofs-of-concept that demonstrate the "art of the possible" with AI.
You will embed directly with teams across our business—from Marketing and Product to Customer Service and Risk—to uncover their biggest pain points and opportunities. You won’t just brainstorm; you will build. Using low-code tools, APIs, and your own ingenuity, you will create working prototypes that make the potential of AI tangible, paving the way for company-wide adoption of transformative solutions.
This is a unique opportunity to be part of a lean "strike team" at the heart of our company's most critical strategic imperative: becoming a leader in the AI revolution.
What You’ll Do
Partner with business leaders to uncover high-impact AI use cases.
Rapidly prototype and validate AI solutions—often within days, not weeks.
GenAI APIs (OpenAI, Anthropic, Gemini, etc.) and agent frameworks (LangChain, CrewAI, etc.) to bring ideas to life. Note: we’re constantly evolving our toolbox, investing in the latest technologies.
Evaluate third-party tools and hacks—choose speed over perfection.
Hand off validated solutions to Engineering / AI teams for full implementation.
Evangelize AI across the org: run demos, share learnings, and be the go-to internal expert on "what’s possible."
Who You Are
You’re obsessed with AI. You stay plugged into the latest models, tools, and trends—experimenting with GPTs, building weekend projects, and exploring what’s possible.
You’re a rapid builder. You move from idea to prototype in hours or days. You're scrappy and biased toward action.
You have technical fluency. You know Python and SQL, and are comfortable reading and writing code—even if you’re not a full-time engineer.
You’ve got a portfolio. Whether it’s personal projects, hackathons, or freelance gigs, you’ve shipped AI-enabled tools and can show your work.
You learn fast. You're constantly evolving and aren’t afraid to jump into the unknown.
You’re collaborative. You love talking to users, solving real problems, and iterating with feedback.
You’re creative. You see unconventional solutions, think laterally, and love turning wild ideas into working demos.
Why Join the AI Boost Team?
You’ll be on the ground floor of Credit Genie’s most ambitious initiative.
You’ll work across departments, solving diverse, real-world problems with AI.
You’ll have the freedom to build and break things—we value learning over polish.
You’ll grow fast, learn fast, and shape the way an entire company adopts AI.
Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.
We believe working alongside each other in person is the best way to build a great product and foster a strong company culture. Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity. At the same time, we understand that life happens and recognize the importance of flexibility. We are committed to supporting our employees when circumstances arise that require remote work or adjusted schedules. Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.
Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.
100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.
Monthly fitness reimbursement up to $100 or a full membership to LifeTime Fitness
401(k) with a 2.5% match and immediate vesting
Meal program for breakfast, lunch, and dinner
Life and accidental insurance
Flexible PTO
Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.
Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.
Top Skills
What We Do
Credit Genie takes a non-traditional approach to debt relief - we perform a holistic review of a consumer's financial situation to calculate the appropriate debt reduction. Lenders have more confidence in Credit Genie's evidence-based, data driven, debt relief solution which along with helping the borrower directly, also reduces the risk of a borrower's complete default, and vastly improves overall default rates in the debt industry.
Led by founder Ed Harycki (former founder of Swift Capital / acquired by PayPal), Credit Genie is on a mission to help customers succeed by bringing ingenuity, fairness, and humanity to helping them resolve their personal debt matters.
The US consumer debt market is over $1.5 trillion and growing, with tens of millions of households struggling to meet their financial obligations. The current market to resolve this problem is fragmented, lacks transparency, and is very costly to consumers and their lenders.
Credit Genie is on a mission to fix this problem. We are building the first technology-based solution that allows borrowers to work directly with their lenders to find solutions that are fair to all parties. Through innovative debt relief solutions and its free cash advance app, Credit Genie is helping consumers tackle their unsecured debt burdens. Credit Genie is also developing educational programs to help ensure that consumers can better manage their financial affairs and achieve a healthier financial standing.
