Application Specialist - Card Management

Reposted 5 Days Ago
Be an Early Applicant
Indiana, PA, USA
In-Office
Entry level
Fintech • Payments • Financial Services
The Role
Processes debit and credit card disputes and chargebacks, monitors fraud, uploads new account data, maintains commercial credit card systems, reconciles suspense and general ledger accounts, researches system issues, clears unposted items, and prepares monthly management statistics. Ensures regulatory compliance, responds to inquiries, coordinates with internal teams, and supports risk management and quality service initiatives.
Summary Generated by Built In

Although telecommuting Eligible--Candidate must reside in PA or OH.

Responsible for the processing of debit/credit card disputes and chargebacks to maintain compliance with bank/MasterCard regulations. Fraud monitoring for the debit card portfolio using our fraud detection system. Also responsible for data entering new account uploads and system maintenances for our commercial credit card portfolio and ensuring the integrity of required documentation. Familiarity or willingness to learn how to extract data from various software systems, such as Monarch and Synergy, to create monthly management statistical analysis.
Essential Job Responsibilities__________________________________
1. Reconcilement of Suspense Accounts
2. Balance system reports to General Ledger Accounts
3. Researching of various system and input problems
4. Clearing Unposted Items
5. Complies with regulations and laws relating to the function of the position.
6. Responds to inquiries relating to his/her particular area, or to the requests from customers, other bank personnel, etc., within given time frames and within established policy.
7. Supports the organization’s commitment to ongoing quality service enhancement by participating in multi-disciplined guidance and project teams, as appropriate.
8. Abides by current laws and organizational policies and procedures designed and implemented to promote an environment, which is free of harassment and other forms of illegal discriminatory behavior in the workplace.
9. Conducts all business affairs, both personally and as a representative of the organization according to the high ethical and professional standards established by FCFC and the banking affiliate Board of Directors, and according to the approved Conflict of Interest/Business Ethics Policy.
10. Cooperates with, participates in, and supports adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness.
11. Cooperates with, participates in, and supports the company’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Equal Credit Opportunity Act, etc.
12. Assumes responsibility for assisting in his/her professional development; adheres to the guidelines and targets established within his/her Performance Assessments.
13. Coordinates specific work tasks with other personnel within the unit or department as well as with other units and departments in order to insure the smooth and efficient flow of information.
14. Other job-related duties as assigned or directed.
Bona Fide Occupational Qualifications___________________________
1. High school diploma or equivalent required. Experience in Accounting or related field is preferred
2. Above average analytical ability.
3. Proficient reading, writing, and grammar skills; proficient analytical and mathematical skills; proficient communicative and interpersonal relations skills.
4. Ability to comply with established budgets and operate within budgetary constraints.

5. May be eligible for Telecommuting.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Skills Required

  • High school diploma or equivalent
  • Experience in accounting or a related field
  • Above-average analytical ability
  • Proficient reading, writing, and grammar skills
  • Proficient analytical and mathematical skills
  • Proficient communication and interpersonal skills
  • Ability to comply with established budgets and operate within budgetary constraints

First Commonwealth Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about First Commonwealth Bank and has not been reviewed or approved by First Commonwealth Bank.

  • Healthcare Strength — Health coverage is frequently characterized as strong within a comprehensive package. Feedback suggests medical and related insurance options are a notable bright spot.
  • Retirement Support — Retirement contributions are highlighted as a meaningful part of total rewards. Feedback suggests the retirement plan is a core benefit, with details worth confirming during the offer stage.
  • Leave & Time Off Breadth — Flexible paid time off, holidays, and bereavement pay are consistently included in the package. Feedback suggests these leave options meaningfully enhance overall benefits value.

First Commonwealth Bank Insights

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The Company
HQ: Indiana, Pennsylvania
1,295 Employees
Year Founded: 1982

What We Do

We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals. Our success is built on creating an authentic community banking experience, delivered by caring and talented employees. Each team member is valued for the ideas they bring to the table, knowing we make stronger business decisions through the diversity of our workforce. We are committed to developing thoughtful leaders who want to make a difference in the places we live and work through careers in banking. Member FDIC FCB NMLS # 479240

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