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Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
About the Role:
We are seeking a highly motivated AP/AR Specialist to join our growing accounting team. Our team builds scalable processes to support Kikoff's pre-IPO financial reporting and compliance needs. You will be a critical member of the team, helping build and contribute to a public-company ready month-end close process. You will manage AP/AR, account reconciliations, and provide audit and financial reporting support, focusing on efficiency and quality.
The role reports into the Controller will be located in our San Francisco office (in office 3 days/week).
What You Will Do:
Accounts Payable
- Own the full-cycle accounts payable process, including vendor setup, GL invoice coding, check requests, expense reports, and vendor payments.
- Own AP system - Ramp and expense reimbursement and corporate card system - Brex
- Manage vendor relationships and resolve payment issues promptly.
- Review, record, and reconcile daily and monthly cash entries in Netsuite.
- Create and manage vendor records, maintain the W-9 database, and monitor the AP inbox for processing in Ramp.
- Review company credit card transactions & Brex reimbursements for accuracy and employee compliance with T&E policies.
- Design and maintain process documentation for all P2P activities to ensure proper internal controls.
- Reconcile balance sheet accounts as it relates to AP.
Accounts Receivable
- Manage the end-to-end accounts receivable process, including invoicing, payment tracking, and account reconciliation.
- Monitor aging reports and proactively follow up on outstanding invoices.
- Maintain accurate customer account records and resolve billing discrepancies in a timely manner.
- Leverage collection tools to manage workflows, automate outreach, and track collection performance metrics.
- Support month-end close activities related to AR and cash application.
- Reconcile balance sheet accounts as it relates to AR.
About You
- 2+ years of relevant accounting experience in a fast-paced or high-volume environment.
- Demonstrated ability to build scalable, efficient, and well-controlled accounting processes.
- Self-starter who thrives in a dynamic environment and proactively drives results.
- Detail-oriented with strong analytical and problem-solving skills, and clear written and verbal communication.
- Highly organized and execution-focused, with the ability to manage competing priorities independently.
- Curious and open to embracing AI tools to work smarter and deliver better outcomes.
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Skills Required
- 2+ years of relevant accounting experience in a fast-paced or high-volume environment
- Full-cycle accounts payable experience including vendor setup, invoice coding, payments, and vendor relationship management
- Full-cycle accounts receivable experience including invoicing, payment tracking, aging follow-up, and collections
- Hands-on experience with Ramp (AP/expense system) and Brex (corporate card and reimbursements)
- Experience recording and reconciling daily and monthly cash entries in NetSuite
- Ability to support month-end close activities and reconcile balance sheet accounts related to AP and AR
- Experience designing and maintaining process documentation and internal controls for P2P activities
- Strong analytical, problem-solving, written and verbal communication skills; highly organized and able to manage competing priorities
- Self-starter mentality and ability to proactively drive results in a dynamic environment
- Comfortable leveraging or experimenting with AI tools to improve workflows
- Ability to work in the San Francisco office three days per week
Kikoff Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.
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Healthcare Strength — Employer-paid employee medical, dental, and vision premiums are highlighted across postings and benefits pages. This materially lowers out-of-pocket costs and signals strong core coverage.
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Wellbeing & Lifestyle Benefits — Daily meals, snacks, fitness benefits, and substantial commuter support are prominently offered. These perks can meaningfully enhance day-to-day experience, especially for in-office or hybrid roles.
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Retirement Support — A 401(k) with company matching is included in the package. The presence of matching adds long-term financial value even as specific formulas are not publicly detailed.
Kikoff Insights
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.
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