About Us:
Network International is the largest Financial Technology company in Middle East and Africa. Payments is our core business where we provide services in more than 50 countries – UAE, Jordan, South Africa, Egypt are some of our key markets. Apart from payments, we provide services on Data and Insights, Lending, Insurance, Risk Solutions, etc. Our core customers are businesses at every scale and segment, though recently we are growing in direct to consumer card segment as well.
Our EVP's:
At Network International, we always stay ahead. . In the fast-paced world of financial services, we thrive on innovation, agility, and purposeful collaboration. We invest first in our people, empowering you to make bold decisions, learn fast, and grow your expertise alongside industry leaders. Here, solving complex problems means more than using cutting-edge technology; it’s about creating meaningful value for our customers, together. We foster a culture where trust, accountability, and achievement go hand in hand—because success isn’t just a goal; it’s how we work, every day, as one team.
About the Role
The Auth Optimiser Analyst is a new role created to productise NI's authorization rate improvement capability and deliver it as a structured managed service. The successful candidate will own the end-to-end delivery of this service: from deep-dive decline analytics, through integration and issuer engagement, to proving revenue recovery in front of merchant C-suites.
Responsibilities1. Decline Analytics & Monitoring
- Pull and analyse daily and weekly decline data by code, MID, scheme, card type and time-of-day
- Classify all declines: issuer-side / acquirer-side / config / merchant data / 3DS failures
- Build and maintain an auth rate monitoring dashboard for the Auth Optimiser merchant portfolio
- Identify structural decline patterns versus one-off spikes and determine root cause
- Produce the Auth Rate Analysis Pack for every enterprise QBR — trends, benchmarks, top 10 decline codes, improvement plan
- Model revenue recovery: before/after auth rate comparisons and incremental TPV calculations
2. Integration & Configuration Fixes
- Act as the primary interface between the analytics function and the Integration / Ecom Ops team
- Triage decline root causes that are config, data quality, tokenisation or 3DS-related
- Track all fix actions with owners and deadlines — hold the integration team accountable to agreed SLAs
- Validate improvements through post-fix data analysis before declaring resolution
- Escalate unresolved blockers to the integration lead — no action left without a status
3. Issuer Engagement
- Identify the issuers generating the highest rates of false-positive declines across the merchant portfolio
- Prepare structured decline evidence packs for issuer engagement — data narrative, volume, trend, comparison to UAE benchmark
- Attend and lead the data portion of issuer engagement calls alongside the RM or Sales Director
- Track issuer commitments from each engagement and follow up until resolved
- Feed issuer outcomes and rule changes back into the merchant auth rate model
4. Merchant & RM Support
- Brief RMs ahead of every QBR with the full auth rate picture and recommended talking points
- Attend QBRs with top-tier merchants to present the auth rate analysis and improvement plan directly
- Support RMs in price negotiation conversations by demonstrating the revenue value of NI's auth rate advantage
- Onboard new Auth Optimiser merchant engagements and manage the structured 90-day improvement programme
5. Product & Process Development
- Own the Auth Optimiser SOP and keep it current as the service scales
- Feed insights on recurring decline patterns into the NI product roadmap (HPP, tokenisation, 3DS, wallet acceptance)
- Contribute to the commercial model for Auth Optimiser — success fee calculations, pricing proposals, case studies
- Build a library of merchant success stories and before/after evidence for use in sales processes
Essential
- 3–6 years of experience in payments, fintech or financial services in an analytics, operations or product role
- Strong understanding of card payment authorization flows: how transactions route, why they decline, the role of issuers and acquirers
- Proven experience with payments data analysis — comfort working with large decline datasets, building trend analysis and identifying root causes
- Experience working with or alongside relationship management or account management teams
- Strong written and verbal communication skills — able to present complex data to merchant CFOs and CTOs clearly
- Proficiency in Excel / data tools (SQL, Python or BI tools such as Tableau or Power BI are advantageous)
- Highly organised with strong project management skills — able to track multiple merchant engagements simultaneously
Desirable
- Direct experience with ecommerce payment gateways (NGO, MPGS, Adyen, Stripe, Checkout.com or similar)
- Experience in an acquiring or issuing processing environment
- Familiarity with Visa and Mastercard decline code frameworks and dispute resolution processes
- Experience engaging directly with issuing banks on operational payment issues
- Knowledge of 3DS, tokenisation and card scheme compliance requirements
- Arabic language skills are an advantage but not required
Skills & Competencies
CompetencyWhat we are looking forAnalytical ThinkingAble to diagnose payment failure patterns from raw data, identify root causes and translate findings into actionable recommendationsCommercial AcumenUnderstands how authorization rate improvements translate to merchant revenue and NI's commercial positionStakeholder ManagementCredible with merchant C-suite, bank contacts and internal teams simultaneously — adapts communication style accordinglyDrive for ResultsSelf-starter who tracks actions relentlessly and does not accept stale open itemsAttention to DetailPayments data requires precision — errors in decline analysis or revenue calculations undermine merchant trustCollaborative WorkingWorks effectively across RM, Integration Ops, FMU and Product teams without owning formal authority over any of themContinuous ImprovementProactively identifies patterns and feeds them into product and process development, not just resolves individual casesSkills Required
- 3-6 years experience in payments, fintech or financial services in analytics, operations or product
- Strong understanding of card payment authorization flows and reasons for declines
- Proven experience with payments data analysis, working with large decline datasets and root-cause identification
- Experience working with or alongside relationship management or account management teams
- Strong written and verbal communication skills; able to present complex data to merchant CFOs and CTOs
- Proficiency in Excel and general data tools
- Proficiency with SQL
- Proficiency with Python
- Experience with BI tools such as Tableau or Power BI
- Highly organised with strong project management skills; able to track multiple merchant engagements
- Direct experience with ecommerce payment gateways (NGO, MPGS, Adyen, Stripe, Checkout.com or similar)
- Experience in an acquiring or issuing processing environment
- Familiarity with Visa and Mastercard decline code frameworks and dispute resolution processes
- Experience engaging directly with issuing banks on operational payment issues
- Knowledge of 3DS, tokenisation and card scheme compliance requirements
- Arabic language skills
Network International Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Network International and has not been reviewed or approved by Network International.
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Strong & Reliable Incentives — Pay is considered decent in some roles and is often paired with bonuses. Phrases like 'salary plus bonuses' indicate variable pay is a meaningful component for certain positions.
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Healthcare Strength — Medical coverage extends to employees, spouses, and up to three children, alongside life insurance. This breadth signals a robust healthcare baseline for the region.
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Retirement Support — Retirement and termination benefits align with UAE/GCC norms, including pension contributions for nationals and end‑of‑service gratuity for expatriates. Such provisions indicate structured, region‑appropriate retirement support.
Network International Insights
What We Do
Over the past 30 years, we have built a business based on long-standing and trusted relationships with many of the leading merchants, financial institutions and payment networks operating in the Middle East and Africa. Such relationships are based on our comprehensive capabilities, scale, local presence in the multiple markets in which we operate, alongside our trusted reputation. This gives us significant scale and leadership in the region, where we operate in more than 50 countries, serve over 130,000 merchants and 250 financial institutions and fintech customers, whilst managing more than 16 million customer credentials. We have a diversified business model and operate across the entire consumer payments value chain. We do this with a growth-focused strategy through two business lines: • That enables our merchant customers to ‘take payments’, by providing them with various payment acceptance methods, both online and offline. • Which supports our financial institution, fintech and other payment issuing institution customers in enabling consumers ‘make payments’, by managing and processing their consumer payment credentials and transactions.
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