A day in the life:
Support Senior Treasury Managers in their roles, including liquidity management, IRRBB, FTP reporting, HQLA activity (including TMS management) and BoE / other wholesale funding activities.
Analysis of daily MI covering Treasury’s activities, ensuring all reporting is timely and accurate.
Production of monthly ALCO pack including preparation of monthly MI. Liaise with colleagues across the Bank to coordinate MI and papers
Prepare and deliver accurate monthly reporting on Treasury transactions
Assist with projects such as ILAAP, ICAAP, Recovery Planning and wholesale funding activities outside of BAU activities
Enhance use of Finance/Treasury systems including SQL, with a focus on process improvement and use of AI.
Work collaboratively with internal groups including Accounting, FP&A, Regulatory Reporting, Risk & Compliance, IT, Operations and Legal
About you:
You’ll have at least three years’ demonstrable Treasury experience at a bank or building society
Awareness and understanding of relevant policies and standards governing Treasury activities
Experience in supporting securitisation transactions as an issuer, understanding the ongoing investor reporting requirements is highly desirable
Hands-on experience in one or more of the following areas: cash and liquidity management; liquidity monitoring and reporting; wholesale funding activities; interest rate risk management; and FTP
Strong understanding of the prudential regulatory framework, including LCR, NSFR, ILAAP, Market Risk and IRRBB.
Prior experience in Investor Relations is advantageous, with exposure to external stakeholder engagement and financial communications considered a plus
Able to organise and analyse statistical data and prepare comprehensive reports
Confident in using appropriate software tools and programs (Excel, ALMIS, SQL, Tableau and Anaplan) and are willing to learn new ones as required.
Confident in utilising AI tools to harness process efficiencies
You’re able to work well with cross functional teams and external partners
You have strong quantitative skills, problem-solving, and must be detail-oriented
You’re a fast learner – keen to develop your knowledge and be exposed to new concepts, processes and systems
What we offer
- A fun, fast-moving, non-hierarchical and meritocratic environment in which you will be challenged and recognised
A small, experienced Treasury team within a growing Bank, where you will get first-hand experience of everything a bank Treasury deals with, and start making a meaningful contribution straight away
An environment where people with a mindset to drive automation, efficiency and optimisation will thrive
At Zopa we value flexible ways of working.
We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.
You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.
*Subject to having the right to work in the country of choice
Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.
Our approach to AI in interviews
At Zopa, AI isn't something we're testing out — it's part of how we work every day. As a proud partner of Jobs 2030, we're committed to building AI fluency across our workforce, and we expect Zopians to use AI as part of how they do their jobs.
Because of that, we want to be transparent about how we think about AI use during our hiring process.
Behavioural and competency-based interviews: please don't use AI. These conversations are designed to understand you — your experiences, your judgment, and how you've approached real situations. An AI-generated answer can't tell us that. What it can do is get in the way of us finding out whether we're the right fit for each other.
Technical interviews: it depends on the role. Some technical stages actively welcome AI use, others don't. Your Talent Partner will let you know what's expected at each stage. Where AI is part of the assessment, we'll be interested not just in the outcome, but in how you used it – the tools you chose, your reasoning, and the decisions you made along the way.
Skills Required
- Demonstrable Treasury experience within a bank or building society
- Awareness and understanding of policies and standards governing Treasury activities
- Experience supporting securitisation transactions as an issuer and investor reporting
- Hands-on experience in cash and liquidity management
- Experience in liquidity monitoring and reporting (LCR, NSFR)
- Experience with wholesale funding activities and investor engagement
- Experience in interest rate risk management and FTP
- Strong understanding of prudential regulatory framework including LCR, NSFR, ILAAP, Market Risk and IRRBB
- Experience or exposure to Investor Relations / external stakeholder engagement
- Proficiency with Excel, ALMIS, SQL, Tableau and Anaplan
- Confident use of AI tools to drive process efficiencies
- Ability to organise and analyse statistical data and prepare comprehensive reports
- Strong quantitative skills, problem-solving ability, and attention to detail
- Ability to work effectively with cross-functional teams and external partners
- Fast learner, keen to develop knowledge and new systems
What We Do
We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.
