Lending | Sector Based & Specialized Lending | Analyst | Based in NYC
About ING:
In Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.
When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer.
We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area.
Sounds like the kind of place you’d feel at home? We’d love to hear from you.
About the position:
This is a front‑office lending role within ING’s Sector Based & Specialized Lending (SSL) platform. The Analyst will support the execution and origination of lending transactions across a diversified portfolio of sectors.
The role will be approximately 50% focused on Food & Agriculture, working closely with dedicated sector bankers and product partners, and 50% focused on other sectors covered by the SSL platform, providing broad exposure across ING’s specialized lending activities. These additional sectors include, Renewables & Power, Infrastructure, Hydrocarbons & New Energy, Metals & Mining, TMT, Healthcare, Transportation & Logistics, Real Estate, and Fund Finance & Services.
The position offers hands‑on experience across the full lifecycle of lending transactions, including origination support, credit analysis, and execution, while working closely with Relationship Managers, Directors, Managing Directors, and sector specialists.
Responsibilities:
Responsibilities include but are not limited to:
- Supporting origination and execution efforts for lending transactions within Food & Agriculture and across other SSL sectors
- Participating in initial deal screening, business analysis, and credit assessment under guidance of senior team members
- Assisting in due diligence processes, including analysis of borrower financials, business models, and industry dynamics
- Preparing and contributing to internal credit approval materials, including credit applications and risk memos
- Building, reviewing, and updating financial models, including transaction cash flow models, return analyses, and internal risk rating tools
- Reviewing financing documentation and supporting the analysis of key commercial terms in loan and related agreements
- Coordinating with internal stakeholders such as Risk, Legal, Loan Operations, Treasury, and Finance to support transaction execution and closings
- Supporting ongoing portfolio monitoring activities, including covenant compliance, credit reviews, and ad‑hoc analyses
- Staying current on internal policies, procedures, and risk frameworks to ensure transactions are executed in line with ING standards
Qualifications and Competencies:
- 1+ years of relevant experience in corporate finance, lending, credit analysis, investment banking, or a related field
- Strong financial and credit analysis skills with a solid understanding of financial statements and cash‑flow‑based lending
- Financial modeling experience (Excel), including sensitivity analysis and scenario modeling
- Strong written and verbal communication skills, with attention to detail
- Ability to manage multiple workstreams in a fast‑paced environment and meet deadlines
- Collaborative mindset with the ability to work effectively across sectors and teams
- Proficiency in Microsoft Office (Excel, Word, PowerPoint)
Other:
- Deal credentials including bank and individual role and responsibilities
- Case study
- References
Salary Range: $105,000-$115,000
In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting and fitness.
ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are.
ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services.
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What We Do
ING is a pioneer in digital banking and on the forefront as one of the most innovative banks in the world. As ING, we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realise their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers
