Analyst-Risk Management H/F

Posted Yesterday
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Rueil-Malmaison, Hauts-de-Seine, Île-de-France, FRA
Hybrid
Mid level
Fintech • Financial Services
The Role
Supports France’s risk governance framework, risk policies, risk appetite, governance committees, regulatory interactions, and escalation processes. The role helps embed second-line risk frameworks, challenge risk metrics and management actions, maintain enterprise relationships, and oversee remediation of priority issues, operational risk events, and regulatory action plans. Strong French and English communication, analytical, influencing, and regulatory knowledge are essential.
Summary Generated by Built In

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders. 

The France CRO function is part of the Int’l CRO team, within Global Risk and Compliance (GRC). It is responsible for identifying and overseeing risk across all processes.

How will you make an impact in this role?

The Analyst, Risk Governance and Frameworks, France, within the GRC organization, is responsible for supporting the establishment of the second line of defense governance structure, risk framework and risk policy library for France. We are seeking an experienced risk professional to be a part of this exciting journey.  The incumbent will design, implement, oversee and keep updated the risk governance structure, risk framework and risk policy library for our French businesses.

Responsibilities
  • Support the Risk Governance Framework and the Risk Governance Committee structure;

  • Support ILE IRM policies and Risk Governance Framework and support localized ILE deployment and execution of AXP 2nd Line frameworks;

  • Support the Risk Appetite Framework and ensure adherence to ILE Risk Appetite through challenge of Risk Appetite statements, metrics, limits and management action plans;

  • Build and maintain relationships with Enterprise teams to ensure that ILE input to Enterprise risk policies and frameworks is sought and reflected;

  • Contribute to ensuring that ILE frameworks and policies are embedded and adhered to and that risk is governed in accordance with the ILE Risk Governance Framework;

  • Contribute to ensuring that Governance Committees are appropriately structured, staffed and operate in accordance with their Terms of Reference;

  • Support successful escalation of risks to BRC, Board and IRMC, and ensure that risks escalated are adequately resolved;

  • Support the oversight of remediation of priority issues, operational risk events and regulatory action plans linked to Risk Committee escalations;

Qualifications
  • 3-5 years of leadership experience in risk management, compliance, treasury, controllership, or a similar role; 
  • Strong analytical skills and business acumen with a risk-reward control perspective; and the ability to balance commercial objectives with sound risk management;
  • Strong understanding of French market regulatory requirements and the payments industry;
  • Experience in interacting with regulators and familiarity with France’s regulatory landscape and requirements;
  • Demonstrated ability to successfully manage multiple priorities under pressure;
  • Fluency in French & English (verbal and written);
  • Advanced degree in business, economics, engineering, or a related field; professional certifications such as FRM, CFA, are valued;

 

People Skills:

  • Excellent relationship and influencing skills with the ability to build productive relationships across teams and levels of seniority; including senior leaders, board of directors, regulators, and stakeholders;
  • Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
  • Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;
  • Ability to communicate oversight findings to colleagues, business partners, and senior leaders;
  • Strong verbal and written communication skills.

 

Non-considerations for sponsorship:  

Employment eligibility to work with American Express in France is required as the company will not pursue visa sponsorship for these positions.  

  

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • Support for financial-well-being and retirement
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • Generous paid parental leave policies (depending on your location)
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Skills Required

  • 3–5 years of leadership experience in risk management, compliance, treasury, controllership, or a similar role
  • Strong analytical skills and business acumen with a risk-reward control perspective
  • Ability to balance commercial objectives with sound risk management
  • Strong understanding of French market regulatory requirements and the payments industry
  • Experience interacting with regulators and familiarity with France’s regulatory landscape and requirements
  • Ability to manage multiple priorities under pressure
  • Fluency in French and English, verbally and in writing
  • Advanced degree in business, economics, engineering, or a related field
  • Professional certifications such as FRM or CFA
  • Excellent relationship-building and influencing skills across teams and seniority levels
  • Integrity, confidence, and willingness to challenge and be challenged
  • Ability to identify issues, deliver and escalate findings, and recommend risk mitigation solutions
  • Strong verbal and written communication skills

American Express Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about American Express and has not been reviewed or approved by American Express.

  • Strong & Reliable Incentives — Bonuses are often viewed as strong and materially boost total compensation when combined with benefits. Company-performance bonuses are highlighted as a recurring strength.
  • Leave & Time Off Breadth — Paid time off and paid leave are frequently highlighted as strengths within the total rewards package. These policies support work-life balance and contribute meaningfully to overall satisfaction.
  • Retirement Support — Retirement benefits are frequently mentioned as a positive component of the package. These offerings add tangible value beyond base salary.

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The Company
HQ: New York, NY
100,703 Employees
Year Founded: 1850

What We Do

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.

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