9th in Great Place to Work’s Best Workplaces™ in the Philippines 2026
10th in Fortune Magazine’s 2026 World’s Most Admired Companies
6th in Great Place to Work Philippines Best Workplaces in IT-BPM 2026
4th in Great Place to Work's Best Company To Work For 2025
The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.
The Operational Risk Management (ORM) team facilitates and monitors the implementation of effective operational risk management programs throughout the company, and oversees risk ownership throughout business units, products, and processes.
The Capabilities Analyst will play a critical role in shaping and advancing the development, enhancement, and delivery of technology and product strategies that enable the Global Risk and Compliance organization. This role is instrumental to the success of the operational risk transformation agenda, with responsibilities spanning the design and execution of scalable, forward-looking solutions that meet both regulatory expectations and evolving business needs. The Analyst will drive the gathering and translation of business requirements, assess technology approaches, and partner closely with cross-functional stakeholders across risk, compliance, and Technology to implement tools and capabilities that enhance the overall risk management framework and support long-term organizational resilience.
ResponsibilitiesCollaborate with business and technology teams to gather, refine, and document detailed user stories, ensuring functional and non-functional requirements are clearly defined.
Drive the User Acceptance Testing (UAT) lifecycle by preparing test cases, coordinating with end-users, and verifying that system enhancements align with business and regulatory requirements.
Assess and document risk management solution designs, providing input on architecture, data flow, and control integration
Assist in the development and implementation of risk and compliance technology capabilities, supporting processes related to risk identification, monitoring, reporting, and controls.
Manage and monitor a portfolio of technology initiatives, focusing on improvements in risk data management, workflow automation, and regulatory compliance tools.
Contribute to research and support the implementation of advanced technologies such as AI, machine learning, and data analytics within operational risk management.
Ensure risk and compliance technology solutions comply with regulatory standards by assisting in documentation and process reviews.
Assist in the integration of risk management systems, helping to improve reporting and provide meaningful insights for senior management.
Stay up to date on industry trends and best practices to support continuous improvement in risk and compliance capabilities.
Minimum Qualifications:
4+ years of experience in operational risk management, compliance, or risk technology, with a background in supporting capabilities and product strategy initiatives.
Experience assisting in the design, documentation, and implementation of risk management solutions.
Familiarity with Agile/Kanban methodologies, including helping to create and prioritize user stories and tasks for multiple projects in a dynamic environment.
Hands-on experience in User Acceptance Testing (UAT), including writing test cases, executing test scenarios, and assisting in product reviews and certifications.
Experience supporting risk transformation projects, particularly by coordinating activities and assisting with the implementation of large-scale technology platforms.
Exposure to product and technology roadmaps, with a focus on operational risk, compliance, and regulatory requirements.
Knowledge of global risk management frameworks and financial industry regulations, including Basel, SOX, and CCAR.
Familiarity with technological solutions in risk and compliance, including AI, machine learning, and advanced analytics.
Ability to collaborate with cross-functional teams and support alignment between technology initiatives and business objectives in risk management.
Strong analytical and problem-solving skills, with the ability to assess complex risk environments and contribute to effective solutions.
Excellent communication and collaboration skills, with the ability to work with teams and provide risk management insights to stakeholders.
A bachelor’s degree in Risk Management, Business, Technology, or a related field is required.
Additional Details:
- Location: BGC Corporate Center 2, 5th Avenue corner 30th Street, Bonifacio Global City, Taguig
- Workplace Flexibility: Full time. Must be amenable to follow a hybrid work arrangement (onsite and work from home)
- Work From Home Requirements:
- Must have at least 25 mbps internet connection plan / speed
- Must have a private & quiet area to work at home
- American Express offers a fantastic and diverse working environment. High performance is rewarded with target driven incentives.
Employment eligibility to work with American Express in the Philippines is required as the company will not pursue visa sponsorship for these positions.
ORMCM
About UsAt American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
About the TeamWe back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Skills Required
- 4+ years of experience in operational risk management, compliance, or risk technology
- Experience assisting in the design, documentation, and implementation of risk management solutions
- Familiarity with Agile/Kanban methodologies and creating/prioritizing user stories
- Hands-on User Acceptance Testing (UAT) experience, including writing test cases and executing scenarios
- Experience supporting risk transformation projects and large-scale technology platform implementations
- Exposure to product and technology roadmaps focused on operational risk, compliance, and regulatory requirements
- Knowledge of global risk management frameworks and financial industry regulations (Basel, SOX, CCAR)
- Familiarity with AI, machine learning, and advanced analytics in risk management contexts
- Strong analytical and problem-solving skills
- Excellent communication and collaboration skills to work with cross-functional stakeholders
- Bachelor's degree in Risk Management, Business, Technology, or related field
- Employment eligibility to work in the Philippines (no visa sponsorship)
- Work-from-home: minimum 25 mbps internet and a private, quiet workspace
American Express Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about American Express and has not been reviewed or approved by American Express.
-
Healthcare Strength — Pay is often viewed as attractive when combined with comprehensive health, dental, and vision coverage that supports day-to-day needs. The benefits package is also framed as especially helpful for those supporting dependents.
-
Retirement Support — Retirement benefits are positioned as a meaningful part of total rewards through a 401(k) plan with company matching. Financial wellness services and coaching are also highlighted as strengthening longer-term financial security.
-
Leave & Time Off Breadth — Paid time off is repeatedly characterized as generous and a valued component of the overall package. Time off and flexibility are presented as helping the total rewards feel more complete beyond base salary.
American Express Insights
What We Do
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.
