Analyst Graduate Programme

Company Description

Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.

The business model we have created is unique and difficult to replicate, with our ‘best of both’ approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person

Work with us because you:

• Want to be part of a bank built for the dynamics of the modern world
• Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
• Enjoy finding new and better ways to solve complexity and make things happen
• Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
• Care about society and the environment and want to be part of a business that cares too
• Want to continue to grow professionally and be the best version of yourself

Job Description

1. Programme Details

The Analyst Development Programme is designed for young professionals looking to pursue a career in financial services, whilst studying towards a Level 6 Financial Services standard and gaining a Chartered Banking Institute (CBI) qualification.

The programme is [18/21] months in length, and you will spend the time rotating into different areas of our Structured Lending business, with ample time per week allocated to study.

Rotations will include working different sector specialist teams within the Commercial Banking division, including our secured/collateralised products (development finance, asset based lending, wholesale finance) and unsecured/uncollateralised products (cashflow and acquisition finance).

2. Business Origination

To assist with the origination of new to bank business in Structured Lending, including attending market events and conferences, and building relationships with introducers and new to bank prospects. To assist in the execution of new business facilities to UK Small and Mid sized Enterprises (“SMEs”), in contribution towards the Structured Lending financial objectives. This will include attendance of due diligence days and preparation of credit papers which will include modelling as well as analysing and understanding the risks of new facilities – ranging from credit risk to market and regulatory risk. Assist in the legal documentation and execution process.

3. Customer relationship management and Portfolio Management

To assist with the transfer of new to bank relationships to the Portfolio Management team, who will manage the customer in life. Support the development of Management Information/ monitoring tools.

4. People / development

Maintain and develop strong internal stakeholder network/relationships, e.g. Operations, Credit, Risk. Build strong relationships with other team members.

5. Risk management/compliance

Develop high standards in assessing and mitigating risks as well as deal structuring, documentation and execution. Compliance with the Bank’s Risk Management Framework, including all policies and procedures. To include completion of mandatory training. Maintain strong relationships with internal risk stakeholders. Report all issues of regulatory concern through the appropriate channels. Communicate and escalate potential issues/risks in a prompt and efficient manner

Qualifications

• Degree level qualification in a relevant field or 2+ years work experience in the banking sector, preferably appropriate to the role

Additional Information

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done