Analyst, Enterprise Risk

About the role

We are seeking an experienced professional to join our Enterprise Risk Management team as an Analyst, Enterprise Risk. This role requires expertise in operational risk and insurance, along with strong analytical skills. You will be part of Chime’s second line of defense risk management team and collaborate with internal teams and bank partners to execute and enhance operational risk management activities across the company. The ideal candidate is a proactive problem solver and change agent with a proven history of managing operational risks in large FinTechs or financial institutions.

The base salary offered for this role and level of experience will begin at $82,620.00 and up to $114,800.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Develop and implement comprehensive operational risk management frameworks and policies.
• Team with first line of defense teams to conduct regular risk assessments and analysis to identify potential operational risks and control gaps.
• Collaborate with first line of defense teams to ensure effective risk management practices are in place and functioning properly.
• Aggregate, monitor and report on key risk indicators (KRIs) and operational risk events to senior management and relevant stakeholders.
• Provide guidance and training to internal teams on risk management processes and best practices.
• Support the design and execution of risk mitigation strategies and action plans to address identified risks.
• Assist in the procurement, renewal, and administration of corporate insurance policies, ensuring optimal coverage and cost efficiency.
• Liaise with insurance brokers and carriers to manage claims and ensure compliance with policy requirements and regulatory standards.

To thrive in this role, you have     

• A bachelors degree in a field like Business, Risk Management, or related field.
• 2-4 years of experience in operational risk management, preferably within FinTech or financial institutions.
• Strong analytical skills with the ability to identify, assess, and mitigate operational risks.
• Familiarity with regulatory requirements and industry best practices related to operational risk.
• Excellent communication and interpersonal skills to work effectively with internal teams and external partners.
• Proactive and self-motivated with a demonstrated ability to solve complex problems and drive change.
• Proficiency in risk management software and tools.

A little about us

At Chime, we believe that everyone can achieve financial progress. We’re passionate about developing solutions and services to empower people to succeed. Every day, we start with empathy for our members and stay motivated by our desire to support them in ways that make a meaningful difference. 

We created Chime—a financial technology company, not a bank*-- founded on the premise that basic banking services should be helpful, transparent, and fair. Chime helps unlock the access and ability our members need to overcome the systemic barriers that block them from moving forward. By providing members with access to liquidity, rewards, and credit building, our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

So far, we’re well-loved by our members and proud to have helped millions of people unlock financial progress, whether they started a savings account, bought their first car or home, opened a business, or went to college. Every day, we’re inspired by our members’ dreams and successes, big and small. 

We’re uniting everyday people to unlock their financial progress—will you join us? 

*Chime partners with The Bancorp Bank and Stride Bank, N.A., Members FDIC, that power the bank accounts used by Chime Members.

What we offer

• 🏢 A thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote
• 💻 Hybrid work perks like backup child, elder and/or pet care, as well as a subsidized commuter benefit
• 💰 Competitive salary based on experience
• ✨ 401k match plus great medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off 
• 🫂 1% of your time off to support local community organizations of your choice
• 👟 Annual wellness stipend to use towards eligible wellness related expenses
• 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, Cook County Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation, please let us know. 

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice. 

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