Analyst Credit Decision Analytics

Posted Yesterday
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Ušće, Grad Beograd, Centralna Srbija, SRB
In-Office
Junior
Fintech • Financial Services
The Role
Analyze complex datasets to optimize automated credit decisions, prototype analytical techniques, develop and monitor decision strategies, and support lending solutions. The role involves quantitative analysis, data manipulation, stakeholder collaboration, presentation of actionable insights, and ad hoc analysis within Westpac’s credit decisioning platform.
Summary Generated by Built In

Mō te tūranga | About the Role

Westpac makes millions of automated credit decisions for our customers each year, whether it’s approving a home loan, authorising credit card transactions, or identifying and supporting customers who are financially struggling.


The Credit Decision Analytics (CDA) Team is responsible for automating and optimising these decisions. We prototype, design, build, implement and manage automated decision strategies to deliver Westpac’s growth and digital objectives, manage risk appetite, and enhance the customer experience.


Reporting to the CDA Manager, you will:


  • Work with large, complex data sets.
  • Collaborate across Risk Management and product squads to deliver customer-centric lending solutions.
  • Prototype new analytical techniques, data sources and decision strategies.
  • Develop, implement and monitor decision strategy changes within Westpac’s decisioning platform.
  • Present actionable insights to stakeholders.
  • Undertake ad-hoc data analysis to support strategy decisions.

Nā tāu rourou | What will you bring?

  • 2+ years’ experience in analytics or a similar role.
  • Strong SAS skills, which are essential, along with SQL or experience using other coding languages such as R or Python.
  • Experience in data manipulation and quantitative analysis.
  • Familiarity with reporting tools such as Power BI or Tableau.
  • Strong relationship-building skills with the ability to communicate insights clearly to a range of stakeholders.
  • A degree in a statistical, mathematical, economic or related field.

Westpac Hei Wāhi Mahi | Working at Westpac 

In addition to immersing yourself in a supportive team environment, you'll receive some great job perks and benefits including: 


  • 4 weeks standard holiday + 5 additional days of wellbeing leave to support you to be your best 
  • Additional purchased leave options up to 4 weeks per year 
  • Banking benefits, insurance discounts and superannuation scheme 
  • Growth and development – we provide opportunities for development and promote internal mobility 
  • Recognition - we recognise and reward our star performers 
  • School holiday subsidy - help you balance work and family during school holidays 
  • 2 Volunteer days per year 

Ko mātou tēnei | Our Organisation
At Westpac, we’re working together to build a fairer and stronger New Zealand for our people, customers, and communities. For over 160 years we’ve been driven by our purpose to Create Better Futures Together.


What makes us unique are the incredible people we’re lucky enough to have walk through our doors every day. The giant ‘W’ on our building doesn’t just stand for Westpac – it says, double you. We’re a place that values, rewards and recognises individuality. Where you can be your whole self, your true self, and your best self. We’re recognised as a place where talent is developed, where passions are fuelled and where ambitions of all shapes and sizes thrive. And it all starts with you!


Tono mai ināianei! | Apply Now!

Apply today with your CV and Cover Letter. 


The people of Aotearoa, New Zealand hail from many cultures and backgrounds. At Westpac New Zealand, we draw on this enormous talent pool to cultivate a team rich in ability and empowered to reach its full potential. Our aim is to be brave challengers, celebrating our differences and relentlessly advocating for our customers. It starts with us – we believe that when we care deeply and do our best for our people, they’ll do their best for our customers. We encourage people from all walks of life to apply, including those who are neurodivergent, have chronic health conditions or disabilities – your attitude and passion are as important to us as your experience, qualifications and capabilities. 


Mahi tahi tātou, kaha ake tātou | Together Greater


Applications close:

31 October 2026

Skills Required

  • 2+ years of experience in analytics or a similar role
  • Strong SAS skills
  • SQL or experience using another coding language such as R or Python
  • Experience in data manipulation and quantitative analysis
  • Familiarity with reporting tools such as Power BI or Tableau
  • Strong relationship-building and communication skills
  • Degree in statistics, mathematics, economics, or a related field

Westpac Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Westpac and has not been reviewed or approved by Westpac.

  • Leave & Time Off Breadth — Extensive paid and unpaid leave options span wellbeing leave, Culture/Lifestyle/Wellbeing days, purchased leave up to 12 weeks, career breaks, and various specialized leaves. This breadth supports work-life balance and accommodates a wide range of personal circumstances.
  • Parental & Family Support — Parental provisions include 16 weeks full pay (or 32 at half pay) for primary carers, four weeks for support carers, and continued superannuation during unpaid parental leave. Additional supports cover domestic and family violence leave, Family Pathways leave, and grandparental leave.
  • Wellbeing & Lifestyle Benefits — Wellbeing resources include counselling and coaching services, workplace mental health training, free nutrition advice, and health insurance access with pre‑existing conditions covered if joined promptly. Financial and lifestyle perks include banking discounts for employees and families and the myDiscounts program.

Westpac Insights

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The Company
HQ: Suwon-si
16,000 Employees
Year Founded: 1817

What We Do

Westpac is Australia’s oldest bank and company, one of four major banking organisations in Australia and one of the largest banks in New Zealand. We provide a broad range of banking and financial services in these markets, including consumer, business and institutional banking and wealth management services. We also have offices in key financial centres around the world including London, New York, Hong Kong and Singapore. Westpac Group's portfolio of financial services brands and businesses is focused on our vision, which is "To be one of the world’s great service companies, helping our customers, communities and people to prosper and grow.”

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