Analyst - Commercial Real Estate Portfolio Associate

Corporate & Investment Bank (CIB) delivers a comprehensive suite of banking, capital markets and advisory solutions, including a full complement of sales, trading and research capabilities, to corporate, government and institutional clients. We focus on our clients' overall financial needs, with consideration and respect for their total relationship with Wells Fargo.
Commercial Real Estate (CRE) provides a fully integrated platform of banking, financing, and capital markets solutions to commercial real estate clients including financial sponsors, institutional investors and asset managers, regional developers, and public and private corporations.
About this role:
Wells Fargo is seeking a Commercial Real Estate Portfolio Associate for our Portfolio Surveillance and Servicing Team within Wells Fargo Multifamily Capital (MFC). This employee will support Fannie Mae, Freddie Mac, and FHA Asset Management with meeting various portfolio oversight tasks and deadlines. Specific domains include hazard loss administration, property operating statement collection and analysis, site inspection coordination, covenant monitoring, interest rate hedge administration, and reserve draw administration. Learn more about our career areas and lines of business at wellsfargojobs.com.
In this role, you will:

• Collaborate and consult with MFC colleagues, internal partners, and external customers to manage portfolio risk and provide best-in-class customer service.

• Oversee hazard loss claims, confirming repairs are made in accordance with underlying loan documents and Agency requirements.
• Support Asset Managers with property operating statement submissions, ensuring timely analysis and delivery in accordance with Fannie Mae, Freddie Mac, and FHA requirements and expectations.
• Assist with the ordering and tracking of property site inspections, ensuring timely delivery of reports in accordance with Fannie Mae, Freddie Mac, and FHA guidelines. Follow up with Asset Managers and/or Borrowers as needed to close identified deferred maintenance items.
• Identify, understand, and review various trigger covenants identified in the loan documents for assignment to respective Asset Managers.
• Administer interest rate hedge renewals, resizing's, and reimbursements to borrowers.
• Present recommendations for resolving less complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements
• Contribute to management or control of operational and financial risk to MFC.
• Contribute to improving efficiency with the technological tools made available through Wells Fargo.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation, and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Required Qualifications:

• 6+ months of Commercial Real Estate Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Ability to multi-task, achieve tight timeframes, and stay organized.
• Excellent verbal, written, and interpersonal communication skills.
• Ability to adapt and learn new software systems.
• Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
• Ability to read, interpret and understand complex Commercial Real Estate (CRE) loan documents.
• Experience working with Fannie Mae, Freddie Mac, and/or FHA loans.
• Solid problem solving and decision-making skills.
• Strong analytical skills with high attention to detail and accuracy
• Ability to effectively communicate with varying internal bank personnel, customers, consultants.

Job Expectations:

• Ability to travel as needed (anticipated < 10% time travelling)
• Willingness to work on-site in accordance with current office requirements
• This position is not eligible for VISA sponsorship
• This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Posting Location:

• 550 South Tryon Street, Charlotte, North Carolina 28202

Posting End Date:
4 Aug 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.