Who Are We?
At CMLS Financial, we strike a unique balance: the financial strength of a 50-year industry leader with the energy of a dynamic, fast-paced firm.
- Growth & Exposure: With over $45 billion in assets under administration, our "booming" business means you gain high-level exposure and real opportunities for career advancement.
- Supportive Culture: We are professional yet enjoyable. We provide a challenging environment supported by a team that wants you to succeed.
- National Reach: Work with Canada’s most prominent banks, investment managers, and pension funds from a platform with offices coast to coast.
Why We Are Hiring
CMLS's commercial servicing portfolio is growing, and we're looking for an Analyst who wants to learn credit and underwriting from the ground up. You'll help manage annual reviews and post-funding credit activity, working alongside a team that's collaborative and invested in helping you build those skills.
Where You’ll Make An Impact:
- Complete annual reviews of CMHC-insured loans and CMBS mandates, ensuring each assessment meets CMHC's standards and internal quality expectations.
- Monitor loan covenants and annual financial reporting, proactively assisting in resolving compliance risks, and coordinate critical escalations to relevant internal stakeholders.
- Work closely with internal and external stakeholders to clarify information, address discrepancies, and support accurate decision-making.
- Take ownership of assigned loans, continuously develop underwriting expertise, and support the adoption of new tools and technologies, including AI, to enhance team effectiveness.
- Facilitate the collection, preparation, and reporting of annual financial information to investors in adherence to timelines.
- Conduct ad-hoc reporting and handle special projects related to loan compliance and ongoing servicing obligations.
What We Value:
- Post-secondary education in finance, real estate, business administration, or a related field.
- One (1) year of experience in commercial real estate, mortgage underwriting, or mortgage funding.
- A proactive, self-driven approach. You take full accountability for managing projects from inception to completion, ensuring every deadline is met without sacrificing quality.
- A team player who loves sharing knowledge and brainstorming with stakeholders, but possesses the discipline to own your commitments and the ability to deliver results independently.
- You possess a natural instinct for identifying inconsistencies in complex datasets and the persistence to investigate the "why" behind the numbers.
Supporting Your Life at CMLS:
- Health & Wellness: Comprehensive insurance (Drug, Vision, Dental) & Health and Wellness Spending Accounts.
- Mental Support: 24/7 unlimited access to telemedicine, EAP, and mental health services for you and your family.
- Time Off: 4 weeks paid vacation, plus personal/sick days and all statutory holidays.
- Future Planning: RRSP Matching Program to help you build long-term wealth.
- Family Support: Robust Maternity and Parental Leave Top-Up programs.
- Professional Growth: Education reimbursement, mentoring, and continuous training.
Equal Opportunity Employer
CMLS Financial is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We welcomed applications from all qualified candidates, including Indigenous peoples (First Nations, Inuit, and Métis), persons with disabilities, women, and members of visible minorities and LGBTQ2+ communities.
Disability-related accommodations are available on request for candidates taking part in all aspects of the selection process.
Ready to Join Us?
We value your interest in CMLS Financial. We review applications immediately and will continue until the position is filled. While we thank all applicants for their time, please note that we will only contact those selected for an interview.
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Skills Required
- Post-secondary education in finance, real estate, business administration, or a related field
- One year of experience in commercial real estate, mortgage underwriting, or mortgage funding
- Ability to identify inconsistencies in complex datasets and investigate discrepancies
- Proactive, self-driven approach with accountability for completing projects and meeting deadlines
- Strong teamwork, stakeholder collaboration, independent ownership, and delivery skills
What We Do
CMLS Financial, founded in 1974, is Canada’s leading provider of capital solutions for property owners, developers, and real estate investors. With over $38 billion in assets under administration, we are part of Canada’s largest technology-enabled lending group. Trusted by some of Canada’s top banks, investment managers, insurance companies, and pension funds, CMLS offers a full suite of essential mortgage services. We are building the Canadian mortgage ecosystem of the future and we’re committed to delivering innovative mortgage solutions that put people first. At CMLS, empowering our team is our top priority, because we know their success drives our own.









