AML Sr Analyst

At Citizens, we’re more than a bank! Here, you’ll experience new things, create new opportunities, think beyond your role and make an impact!

While in this role, you will provide day-to-day operational oversight for evaluating customer information and taking appropriate action to protect the company against risk on money laundering activity in accordance with regulatory procedure and policy in consultation with AML supervisory staff. You will ensure that all assigned functions and tasks are performed according to the standards set forth by Citizens in addition to government and industry regulations. You will also oversee high priority cases and projects as assigned, including oversight and coordination of designated vendor related DDM activities, user access, applicable regulator evaluation and any other priority assignment delegated from the AML Operations Head of Due Diligence Management.

Most importantly, you’ll feel valued for who you are and supported to achieve what’s important to you, personally and professionally!

Primary responsibilities include

• Analyzing, researching and decisioning.
• Participate in the day-to-day DDM tasks. Address execution errors, productivity deficiencies, and all other factors associated to assigned functions.  Perform assigned responsibilities to ensure accurate and effective execution.
• In consultation with AML supervisory staff provides feedback in the development of strategies to alleviate operational issues and ensures compliance within the area of responsibility; makes recommendations for improving effectiveness of policies and procedures.
• Report and submit necessary documentation as required .
• Creating and maintaining appropriate files which will be reviewed by AML supervisory staff as well as internal, external, and regulatory examiners during annual audits and examinations.
• Interface with leadership, internal clients, compliance, business, quality control, and IT stakeholders as needed to sufficiently direct BAU activities for assigned functions.  Coordinate necessary communication/meeting protocols when circumstances dictate escalation or bifurcation from standard BAU practices.
• Understand and follow operational controls to minimize errors.  Play an active role in updating and amending operational controls when circumstances dictate escalation or bifurcation from standard BAU practices.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Required Qualifications
  • Proven oversight/monitoring skills (productivity, development, and support) - experience handling due diligence-related reviews
  • Ability to communicate effectively at appropriate level with the organization and direct outcome in a cooperative and effective manner
  • Ability to work in fast-paced, high volume workflow process while providing effective and accurate results.
  • Strong industry knowledge of AML-related regulations and industry practices
• Preferred Qualifications
  • Industry certification and/or specialized training in AML disciplines
  • Bachelor’s Degree (or higher) strongly desired.  (Experience in lieu of degree)

Hours & Work Schedule

• Hours per Week: 40
• Work Schedule:  M-F (currently hybrid - 3 days in office, 2 days from home)

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

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Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.