AML Specialist - Compliance (Openbank)

AML Specialist - Compliance (Openbank)

Country: Spain

AML Specialist – Compliance (OPENBANK)

Join Openbank, the 100% digital bank of the Santander Group, where innovation meets opportunity! With over 2 million customers across Spain, Germany, the Netherlands, Portugal, we're leading the way in digital banking. From loans and mortgages to a cutting-edge, fully automated investment platform, our products are transforming the industry.

At Openbank, we pride ourselves on simplicity, agility, and security, earning us the title of the most recommended Spanish bank among our customers. Technology is in our DNA and we are constantly developing new digital solutions and products. And we're not stopping there! At Openbank we are proud to be a bank that is gaining more and more international presence, we have just landed in the United States and Mexico.

If you're passionate about digital innovation, eager to make an impact, and ready to be part of a dynamic and forward-thinking company, then we want to hear from you! Join us and be part of our journey to redefine banking for the digital age!

Mission and responsibilities:

As An AML Specialist, you will be part of the FCC Unit in Openbank.

The FCC Unit is seeking someone who is highly motivated and with comprehensive knowledge of International Sanctions regimes and Financial Crime policies: AML, fraud, tax evasion and ABC programs.

The successful candidate will be able to work with various Openbank and Santander teams, reporting directly to the Head of FCC. You should contribute in adapting policies and procedures pertaining to this matter and drafting reports detailing and analyzing potentially suspicious activities as a result of the investigations.

This position will provide support to guarantee and analyze the fully compliance of the Openbank Financial Crime programm and other AML/CFT screening results. In addition, this role will perform:

• Identifies areas of potential improvement.
• Helps to prepare and adapts the internal policies and procedures.
• Tracks status of waivers and temporary dispensations to completion, following up on action plans as implemented.
• Evaluate and Analyze trades related to AML/CFT, Sanctions, external fraud, tax evasion, etc.
• Horizon scanning related to regulatory reporting.
• SARs reporting and presentation on the corresponding forums (Committees and Managers' meeting).
• Contributed with the internationalization of the bank, new product definitions and projects and output to different initiatives.
• Manage medium complexity escalations.

To be successful in the role you must have:

• +5 years of experience in an FCC role.
• Degree in Business administration, Economics, Law or similar field.
• Experience in AML/CFT areas of a financial institution, external audit in a Big Four and/or Internal Audit departments is required.
• Experience in the following categories: International Sanctions regimes / ABC / Fraud / Trade Finance or Transaction Monitoring.
• Track status and following up on action plans as implemented.
• Strong written and oral communication skills in English (C1 level).
• Ability to perform statistical analysis / data exploitation will be a plus.
• Previous experience in a FinTech or an innovative institution will be a plus.
• Manage of KYC/FT screening tools such as Norkom, Oracle, FCM, etc…
• Good knowledge of MS Outlook, MS Word, MS Excel etc.
• Manage of Data Science tools to perform statistical analysis / data exploitation.
• Communicates ideas both verbally and in written form in a clear, concise, and professional manner.
• Excellent analytical and problem-solving skills.
• Detailed oriented.
• Postgraduate studies or certifications related to the audit or compliance function are desirable.

What do we offer?

- Joining a dynamic and agile company undergoing international expansion.

- Working in start-up mode with the support of the Santander Group.

- Competitive remuneration and attractive benefits package.

- Possibility of growth within the company and the Group.

- Collaborating on international projects in different countries.

- Excellent work environment, social clubs and frequent events.

Would you like to grow with us? Join our team!

Openbank is an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status.

We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.

The personal data you provide as well as any data generated during the selection process are confidential and will be processed by Open Bank, S.A./ Open Digital Services, S.L. with registered office at Plaza de Santa Bárbara 2, 28004 (Madrid), for the sole purpose of managing your participation in the selection processes and, where appropriate, to formalise your recruitment.  

For further information about your rights and data protection, please read the ODS/Openbank Privacy Policy applicable to this type of data processing here.