Trustly Jobs

AML & Risk Analyst - Sanction Screening

Trustly

AML & Risk Analyst - Sanction Screening

Posted 9 Hours Ago

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Lisbon, PRT

Hybrid

Junior

Fintech • Payments • Financial Services

The Role

As an AML & Risk Analyst, you will conduct transaction monitoring investigations, analyze data for risks, and ensure compliance with regulations while collaborating with senior analysts and documenting findings.

Summary Generated by Built In

WHO WE ARE

At Trustly, we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide.

Our Ambition: To build the world’s most disruptive payment network and redefine what the payment experience should feel like.

Trustly is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that’s transforming the way the world pays.

ABOUT THE TRANSACTION MONITORING TEAM

The Transaction Monitoring team is responsible for identifying and investigating potentially suspicious activity across Trustly’s payment flows. The team assesses transactional behaviour, detects risk patterns, and ensures timely escalation and reporting in line with regulatory requirements.

A core focus of the team is improving detection quality through data and machine learning. Working closely with analytics, Transaction Monitoring combines ML-driven signals with expert review to reduce false positives, improve accuracy, and ensure meaningful risk coverage. The goal is to stop financial crime effectively while supporting smooth, low-friction experiences for consumers and merchants.

ABOUT THE ROLE

As an AML & Risk Analyst at Trustly, you build a strong foundation in transaction monitoring and financial crime investigations while contributing to a high-quality, compliant risk operation. You work hands-on with transaction monitoring and investigations, ensuring activities are assessed in line with internal policies, procedures, and regulatory requirements.

This role is focused on building strong investigative foundations. You are expected to work methodically, document clearly, and continuously develop your understanding of financial crime risks. You take ownership of your cases, collaborate closely with senior analysts, and actively build your expertise over time.

You are encouraged to ask questions, build expertise, and take responsibility for the quality of your work. If you want to develop your career in financial crime prevention within a high-growth, collaborative environment, we’d love to hear from you.

What you'll do

Conduct AML and TF transaction monitoring investigations in line with internal policies
Collect, analyse, and interpret transactional and behavioural data to identify potential risk
Assess customer and transaction behaviour and escalate concerns where appropriate
Produce clear, accurate, and well-documented investigative reports
Apply regulatory requirements and internal standards consistently in daily work
Collaborate with senior analysts and stakeholders to support effective case resolution
Contribute to a strong quality and compliance culture within the team

Who you are

1-3 years of relevant experience within Transaction Monitoring or AML Operations
Foundational to medium-level understanding of financial crime regulations
Comfortable working with large volumes of transactional data
Detail-oriented, structured, and able to work methodically under guidance
Willing to take ownership of your work and continuously develop your skills
Confident communicator in English (B2-C1), both written and spoken
Experience from fast-paced financial environments is an asset
Experience in AML or Compliance within the UK is an asset
Experience with sanctions screening is highly valued
Certifications such as ACAMS or ICA are an advantage

Our Fantastic Benefits (varies by location)

🌴 20 to 25 days of holiday to support a healthy work-life balance

🥳 Monthly team outing allowance to enjoy social events with your colleagues

☕ Office perks such as refreshments (coffee, sodas etc.), breakfast, fruit and snacks

🍴 Meal card to enjoy a daily lunch allowance to make your workdays even more convenient

💚 Well being support our health allowance covers gym memberships, massages, and much more to help you feel your best

PLUS additional benefits designed to enhance your work-life experience!

Shape Your Role and Make an Impact

Join a dynamic environment where you can take ownership, drive change, and continuously embrace new challenges. We’re looking for dedicated and highly motivated individuals who thrive in a fast-paced environment and enjoy collaborating across different areas of the organisation.

If your skills and experience align with this role, we’d love to hear from you! Apply now and submit your CV in English.

Skills Required

1-3 years of relevant experience within Transaction Monitoring or AML Operations
Foundational to medium-level understanding of financial crime regulations
Detail-oriented, structured, and able to work methodically under guidance
Confident communicator in English (B2-C1), both written and spoken
Experience from fast-paced financial environments is an asset
Experience in AML or Compliance within the UK is an asset
Experience with sanctions screening is highly valued
Certifications such as ACAMS or ICA are an advantage

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The Company

HQ: San Carlos, CA

350 Employees

Year Founded: 2008

What We Do

At Trustly, we envision a world in which online payments are fast, simple and secure for everyone — merchants, consumers and banks alike. One hundred years ago, cash was king. People got paid in cash, carried it in their wallets, and bought things with it at the local store. Payment was easy. Oh, how the times have changed. Today, our salaries are deposited straight into our bank accounts and we shop online, from merchants all around the world. So why is it so hard to pay straight from our bank accounts? For consumers, paying online should be as easy as sliding a bill across the counter. And accepting payments and issuing refunds should be the least of merchants’ worries. Credit cards, debit cards, e-wallets, invoices and cash-on-delivery are all middlemen levying fees, debt and interest for the simple task of moving money from one person to another. At Trustly, we work hard to make online payments easy.

Why Work With Us

At Trustly, we work hard to make online payments easy. We’re dynamic, not stuffy. We’ve got the drive and ambition of a startup and the experience and advantage of a scale-up, all wrapped up in one amazing team. The pace is fast, and change is frequent. We prioritize agility to adapt to whatever tomorrow brings.