United Risk is a global property and casualty insurance underwriting and distribution platform. It is independently owned and operated by its practice partners and affiliated with Applied Underwriters. Our practices cover specialty casualty and property, surety, financial lines, aviation, crisis and political risk, marine, fine art and more. Each one is led by underwriters who run their specialty with real autonomy.
Our AI team builds the tools that make those underwriters quicker and smarter. That includes submission ingestion, underwriting workbenches, risk analysis, and automation across the back and middle office. Our focus is to deliver tailored solutions to improve efficiency, while also maintaining our standards to security and compliance.
The Role:
You'll be one of a small group of AI Engineers. You'll work directly with underwriters and operations staff. You'll adapt the products we already run to their needs, and build new ones where nothing fits.
This role leans toward application development: designing and shipping the AI-powered apps and workflows people use every day. Everyone on the team also works on data and infrastructure. Three senior AI engineers review your work and teach you along the way.
Requirements:
- A bachelor's degree in computer science, engineering, mathematics or a related field
- 0–4 years of experience, including internships and co-ops
- Strong Python and working SQL
- Hands-on full-stack development experience
- Work you built yourself and can show us. For this role, that means one or more of:
- A full-stack AI application
- A document-processing or structured-extraction tool
- An agentic workflow or tool integration
- A human review or approval process built into an app
- Curiosity about how the business runs, and the patience to learn insurance from the people who know it
- Clear communication with non-technical colleagues
Our Benefits Include:
- 100% employer-paid medical, dental, and vision insurance for employees.
- 401(k) plan with 100% immediate vesting and a 4% company match.
- Paid time off (PTO) and paid holidays.
- Life, disability, critical illness and accident insurance.
- Employee Assistance Program (EAP).
- Pre-tax Flexible Spending Accounts for health, dependent care, and commuter-related expenses.
- Tuition reimbursement.
- Fitness reimbursement and various additional quality-of-life benefits.
How to apply
Apply through this posting with your résumé and a link to your GitHub, a deployed app or a portfolio. We review portfolios first. If you're shortlisted, you'll walk one of our senior engineers through a project you built and the choices you made.
United Risk is independently owned and operated by its practice partners and is affiliated with Applied Underwriters through its common and powerful brand identity.
Skills Required
- Bachelor's degree in computer science, engineering, mathematics, or a related field
- 0-4 years of experience, including internships and co-ops
- Strong Python skills
- Working SQL knowledge
- Hands-on full-stack development experience
- Demonstrable personal work, such as a full-stack AI application, document-processing tool, agentic workflow, tool integration, or human review process built into an application
- Curiosity about business operations and willingness to learn insurance from subject-matter experts
- Clear communication with non-technical colleagues
What We Do
Applied Underwriters® is a global risk services firm helping business and people manage uncertainty through its business services, insurance, and reinsurance solutions. As a company, we truly operate differently within our business sector. Every aspect of our products and services are managed under one roof. No outsourcing means we deliver the highest level of service for our customers. Applied Underwriters has one of the highest customer retention rates in the industry - a success directly attributed to our employees and their high level of commitment, hard work, and ambition.
