Actuary

About Stand

Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science-driven resilience.

Existing insurance models often rely on broad exclusions, leaving homeowners without options. At Stand, we leverage advanced deterministic models and cutting-edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience.

This is an on-site role. Ideally, we have someone located in Seattle or willing to relocate to Seattle. An alternative option is to have someone on-site in our SF HQ office.

Role Summary:
As an Actuary at Stand Insurance, you will lead the development of advanced pricing models & tools that account for emerging climate risks. You’ll partner closely with Underwriting, Data Science, and Leadership to develop actuarially sound models, ensure regulatory compliance, and drive sustainable growth. This is a hands-on role in a fast-scaling Series B insurtech, ideal for someone eager to combine actuarial rigor with innovative approaches to climate resilience.

Core Responsibilities:

• Develop and maintain pricing models for property insurance pricing, incorporating climate-intensified risks
  

• Partner with Product and Data Science to integrate deterministic physics models and AI outputs into rating methodologies
  

• Support regulatory filings, rate reviews, and actuarial memoranda to ensure compliance with state insurance departments as needed
  

• Provide actuarial input into product strategy, reinsurance structures, and capital adequacy assessments
  

• Collaborate with cross-functional teams to evaluate new product opportunities and market expansions
  

• Monitor emerging climate, catastrophe, and market trends to proactively adjust assumptions and models
  

• Present actuarial analyses and recommendations to leadership, the board, and external stakeholders
  

Must-Have Qualifications:

• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field

• ACAS and FCAS designation (or equivalent international qualification)
  

• 6+ years of actuarial experience, with a focus on property, catastrophe, or E&S insurance
  

• Strong background in personal property pricing and familiarity with predictive modeling techniques
  

• Proficiency with actuarial software (e.g., R, Python, SQL, or equivalent) and modern data analysis tools
  

• Demonstrated ability to translate complex analyses into actionable business insights
  

• Comfort working cross-functionally in a fast-paced, entrepreneurial environment
  

Nice-to-Have Qualifications:

• Experience with catastrophe modeling (e.g., AIR, RMS) or climate risk models
  

• Prior exposure to reinsurance structuring and capital modeling
  

• Prior experience with reserve analyses and loss development studies

• Familiarity with regulatory filings in multiple states, including admitted and E&S markets
  

• Experience in insurtech or high-growth startups
  

Why Join Stand?
At Stand, you’ll be part of a mission-driven team redefining how insurance intersects with climate resilience. This is a unique opportunity to build something transformative — leveraging advanced technology, underwriting expertise, and data-driven insights to create a smarter, more adaptive insurance model.

Compensation:

The annual base salary range for full-time employees in this position is $145,000 to $185,000 + meaningful Equity Grant.
Compensation decisions are dependent on several factors including, but not limited to, an individual’s qualifications, location where the role is to be performed, internal equity, and alignment with market data.

Additional Benefits:

• Comprehensive benefits including above-market Health, Dental, Vision

• Weekly lunch stipend

• Flexible time off

• 401k plan
  

Why Join Stand?

At Stand, you’ll be part of a mission-driven team redefining how insurance intersects with climate resilience. This is a unique opportunity to build something transformative—leveraging advanced technology, underwriting expertise, and data-driven insights to create a smarter, more adaptive insurance model.

Equal Opportunity Employment

Stand is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. We believe that diversity enriches the workplace, and we are committed to growing our team with the most talented and passionate people from every community.

Stand Insurance is committed to providing an inclusive and accessible recruitment process. If you require any accommodations during the application or interview process, please let us know by contacting [email protected]. We will work with you to ensure you have the support you need to participate fully.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.