Excela Protect is modernizing the F&I industry bringing transparency, efficiency, and exceptional service to a space that's ready for change. As we grow, we're looking for a Director, Actuarial & Risk Management to serve as our lead actuarial expert and strategic partner in pricing, reserving, and risk management.
Summary: You'll be the actuarial authority behind our vehicle protection and insurance-adjacent products, driving pricing discipline, reserve integrity, and portfolio performance. As a senior individual contributor and functional leader, you'll influence key decisions across Underwriting, Finance, Product, Operations, Analytics, and Business Development, blending technical expertise with business acumen to support profitable, sustainable growth.
This position is remote however, candidates must currently reside in one of the following approved states: AZ, CO, GA, LA, MI, NC, NY, OH, SC, TN, or TX
Why Excela Protect?
- Competitive compensation
- Flexible work schedule
- Full benefits: medical, dental, vision, life insurance, 401(k)
- Paid vacation and holidays
- A collaborative, customer-first culture with real room to grow
What You'll Do:
- Own actuarial pricing methodologies, reserve frameworks, and governance processes
- Monitor and ensure reserve adequacy based on portfolio performance and emerging experience
- Evaluate profitability, loss ratios, claim trends, and risk exposure across products and portfolios
- Identify emerging risks and opportunities to support growth and financial stability
- Lead actuarial due diligence and pricing recommendations for new client opportunities
- Partner with business leaders on the financial implications of strategic decisions
- Establish actuarial standards, controls, and decision frameworks fit for a growing company
- Serve as the Company's go-to actuarial expert on pricing, reserving, and risk
What You Bring:
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field
- ACAS, ASA, or equivalent actuarial credential required; Fellowship progression preferred
- Progressive actuarial experience in pricing, reserving, and portfolio risk assessment
- F&I, vehicle protection, warranty administration, GAP, or P&C insurance experience preferred
- Advanced Excel and SQL skills; Power BI, Tableau, Python, or R a plus
- A track record of influencing decisions and leading cross-functional initiatives
Ready to make an impact? We'd love to hear from you.
Excela Protect is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Skills Required
- Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field
- ACAS, ASA, or equivalent actuarial credential
- Progressive actuarial experience in pricing, reserving, and portfolio risk assessment
- Advanced Excel and SQL skills
- Experience influencing decisions and leading cross-functional initiatives
- F&I, vehicle protection, warranty administration, GAP, or P&C insurance experience
- Fellowship progression
- Experience with Power BI, Tableau, Python, or R
Hudson Automotive Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Hudson Automotive Group and has not been reviewed or approved by Hudson Automotive Group.
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Strong & Reliable Incentives — Feedback suggests commission-based plans in sales can be very lucrative for top performers, with some calling the pay plan the best available. Certain well-run locations are portrayed as having solid pay structures that enable strong earnings outcomes.
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Healthcare Strength — Feedback suggests medical, dental, vision, and life coverage are available and, in some cases, described as great. Coverage typically begins after a waiting period, aligning with comprehensive offerings noted for multiple roles.
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Retirement Support — Feedback suggests a 401(k) with company matching is offered and, in some cases, praised as awesome. Access generally follows an eligibility period before matching begins.
Hudson Automotive Group Insights
What We Do
Hudson Automotive Group is a third-generation, family-owned and operated automotive retail organization specializing in the sale of new and pre-owned vehicles. As one of the largest dealership groups in the country, it operates over 68 locations across Alabama, Georgia, Louisiana, North Carolina, Ohio, South Carolina, and Tennessee, providing comprehensive automotive sales, service, and maintenance to its customers.
