We’re looking for a talented Actuarial Analyst who is eager to revolutionize pet insurance.
In this role, you’ll be managing rate levels, held build advanced pricing tools, and bringing actuarial discipline to all facets of Lemonade Pet—working cross-functionally with underwriting, claims, product, engineering, and data science. You’ll leverage competitive data, machine learning, and data science to optimize our customers’ experience and ensure fairness and accuracy in pricing. You’ll also help automate actuarial processes and develop innovative solutions that improve pricing decisions at scale.
We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.
Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.
In this role you’ll
Become an owner and expert on our pet insurance state rating plans and rate indications
Craft rate filing support for new machine learning models
Identify areas for pricing and underwriting action based on ongoing monitoring of results
Build tools and dashboards that automate pricing analyses and support business decision-making
Build a knowledge base of competitor rating strategies and the overall competitive landscape
Further your own actuarial education through SOA or CAS exams and industry research while applying those learnings on the job
2+ SOA or CAS actuarial exams
Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field
General knowledge of data science programming languages such as R or Python (preferred), and proficiency in database query tools such as SQL
Prior pricing experience is a definite plus
Strong analytical, problem-solving, and communication skills
Ability to work in an office environment 3 days per week in our Soho office
At Lemonade, AI is an integral part of how we work. We welcome candidates who are enthusiastic about learning and applying AI to improve their workflows, as a commitment to continuous growth in this area is a fundamental part of our culture.
*Please note that we are unable to sponsor applicants for work visas.
Lemonade's US base salary range for this full-time position is $80,000 - $97,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.
Skills Required
- 2+ SOA or CAS actuarial exams
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, or related field
- General knowledge of data science programming languages such as R or Python
- Proficiency in database query tools such as SQL
- Prior pricing experience
- Strong analytical, problem-solving, and communication skills
- Ability to work in an office environment 3 days per week in our Soho office
- Enthusiasm for learning and applying AI to workflows
Lemonade Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Lemonade and has not been reviewed or approved by Lemonade.
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Healthcare Strength — Health coverage is delivered via mainstream Cigna medical options, with multiple plan types and supplemental health protections. This signals broad networks and a robust core healthcare offering.
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Retirement Support — A company 401(k) match is part of the package and is positioned alongside other core financial benefits. This provides structured retirement savings support as a standard element of total rewards.
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Leave & Time Off Breadth — PTO is presented as generous, alongside paid sick time and strong parental leave with a return-to-work program. These time-off provisions extend beyond the basics and support work-life needs.
Lemonade Insights
What We Do
Our mission is simple: Create the world’s most loved insurance through technology and social impact. As a certified Public Benefit Corporation and B-Corp, Lemonade is constantly challenging how the insurance industry does business. We’re creating an experience that is fast, affordable, and hassle-free across renters, homeowners, pet, life and car insurance. And through our annual Giveback program, in which leftover premiums are donated to charities our customers choose, we’ve donated nearly $5 million to a variety of organizations in need.
Why Work With Us
We’ve set out to make insurance loveable, fast, simple, and socially impactful - words that aren’t often associated with this industry. We’re a Certified B-corp, the only US insurance company to never invest in polluting industries, and our annual Giveback program has donated nearly $5 million globally to nonprofits in need.
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