Participates in supporting all accounting or mortgage investor-related projects, analysis and conversions for Banking Services. Maintains those aspects of Bank loan systems supporting accounting functions, including but are not limited to, consumer, commercial and residential mortgage loan systems. Establishes and maintains the coding for accounting interfaces and output reporting to support accurate and timely posting of transactions to general ledger and DDA accounts. Supports internal and external reporting of financial information and regulatory reporting. Independently leads projects within a unit and represents the unit in cross-functional, high visibility projects involving business partners outside the department and supporting several of the systems.
Primary Responsibilities:- Provide design and support from an accounting or investor reporting standpoint for loan and/or deposit conversions and upgrades for all lending and deposit systems, which may include general ledger interfaces and automated balancing functions.
- Using technical solutions, drive support for the improvement and implementation of existing and new processes related to accounting for various lending and/or deposit products that enhance Department and Division efficiency and effectiveness.
- Support the creation of business requirements documents, functional requirements and testing and implementing of those new requirements.
- May support the monthly closing of the general ledger by analyzing and interpreting account fluctuations and completing monthly and quarterly reporting. May process manual functions in the absence of an automated solution.
- Develop monthly variance analyses, reconciliations, tests of accounting data integrity, and work paper review.
- Review the Bank's accounting transaction documentation for completeness and accuracy; research account variances and resolve.
- Provide guidance to less experienced personnel, including providing input to the annual review process for them.
- Support the integration of acquired portfolios to the Bank's systems.
- Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Complete other related duties as assigned.
The position works independently under general supervision as well as a member of a project team. The jobholder interacts with internal business partners as well as internal and external auditors, with support of more experienced personnel on more complex issues. Products supported by the position could include several of the following: Consumer Lending, Commercial and Business Banking Lending including Leasing, Auto Floor Plan and Residential Mortgage Lending.
Education and Experience Required:Bachelor's degree and a minimum of 2 years' accounting, audit and/or financial institution experience, or in lieu of a degree, a combined minimum of 6 years’ higher education and/or work experience, including a minimum of 2 years’ accounting, audit and/or financial institution experience
Strong analytical skills
Excellent personal computer skills with a thorough knowledge pertinent spreadsheet, word processing and database software
Experience working under critical time constraints
Excellent verbal and written communication skills
Strong interpersonal skills
Detail-oriented
Good organizational skills.
Creative problem-solving skills
Experience working independently and functioning as a member of a project team
Education and Experience Preferred:Minimum of 2 years' banking industry experience
Bachelor's degree in Accounting (or Finance with significant Accounting coursework)
Knowledge and application of GAAP (Generally Accepted Accounting Principles)
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of AmericaSkills Required
- Bachelor's degree
- 2 years' accounting, audit and/or financial institution experience
- Strong analytical skills
- Excellent personal computer skills
- Experience working under critical time constraints
- Excellent verbal and written communication skills
- Strong interpersonal skills
- Detail-oriented
- Good organizational skills
- Creative problem-solving skills
- Experience working independently and as a team member
M&T Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.
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Retirement Support — Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
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Leave & Time Off Breadth — Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
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Wellbeing & Lifestyle Benefits — Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.
M&T Bank Insights
What We Do
M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
