KYC & Client Onboarding Analyst

Role Summary:

Reporting to the Glo, the KYC & Client Onboarding Analyst will be responsible for conducting due diligence and Know Your Customer ("KYC") processes, including periodic reviews, in alignment with UK and EU regulatory requirements. The role ensures compliance with relevant onboarding policies under the Financial Conduct Authority (FCA), European Securities and Markets Authority (ESMA), and Anti-Money Laundering (AML) directives. The Analyst will also manage customer KYC inquiries and oversee the collection and maintenance of regulatory documentation necessary for client files and Management Information (MI) reporting. This is a client facing role and excellent communication skills written and spoke are essential.

Key Responsibilities:

• Regulatory Compliance & Onboarding: Ensure that all onboarding activities align with UK and EU regulatory requirements, including FCA, ESMA, and AML guidelines.
• KYC and Due Diligence: Conduct in-depth KYC assessments, screening against sanctions lists, identifying Politically Exposed Persons (PEPs), and evaluating adverse media reports.
• Enhanced Due Diligence (EDD): Perform EDD analysis for high-risk clients, verifying Source of Wealth (SOW) and Source of Funds (SOF) as per UK and EU financial regulations.
• Regulatory Client Classification: Classify clients in compliance with the FCA’s Conduct of Business (COB) rules and ESMA’s client categorization requirements under Mifid
• Risk Assessment & Escalation: Identify and escalate potential risks related to financial crime, client activity, and regulatory compliance, ensuring adherence to reporting obligations.
• Data Management & Documentation: Ensure accurate and up-to-date client records in internal systems, in accordance with regulatory record-keeping requirements.
• Regulatory Documentation & Agreements: Execute and maintain compliance-related documents, including FIA Tech for listed futures and options business, and prepare OTC fee agreements for derivative products.
• Collaboration & Coordination: Liaise with internal departments, including Compliance, Middle Office, and Sales teams, to facilitate seamless onboarding processes.
• Process Improvement & Attention to Detail: Identify and implement process enhancements to optimize efficiency and accuracy in regulatory and compliance-related matters.
• Management Information & Reporting: Generate compliance-related reports for senior management, supporting regulatory audits and internal reviews.
• Communication & Stakeholder Engagement: Serve as a key point of contact for customer and broker KYC inquiries and regulatory compliance questions, ensuring effective communication with internal and external stakeholders.
  

Key Requirements:

• Extensive experience (min 2 years) in AML and KYC within financial institutions, within the UK and EU regulatory landscape. Must understand MiFID2 and its regulatory frameworks
• Native French speaker, excellent written French with ability to engage with French clients and internal stake holders.
• Strong understanding of FCA, ESMA, and broader European financial regulatory frameworks related to client onboarding and ongoing monitoring. Including client classification, documentation standards, and cross-border requirements.
• Experience in onboarding Structured Products and complex financial instruments is preferable.
• Advanced proficiency in Microsoft Excel.
• Excellent analytical and problem-solving skills with great attention to detail.
• Ability to work under pressure and meet deadlines.
• Strong communication skills, both written and verbal, to liaise effectively with colleagues, regulators, and clients.

This role is crucial in ensuring that the firm’s client onboarding processes adhere to UK and EU regulations while maintaining operational efficiency and risk management integrity.