2027 Summer Analyst – Global Markets Credit (New York City)

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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

As a leading corporate and investment bank, TD Securities offers a wide range of integrated capital markets products and services. Our corporate, government, and institutional clients choose us for our innovation, execution, and experience. With over 7,200 professionals operating in 39 cities across the globe, we work closely with our clients to help them meet their needs today and prepare for tomorrow.

At TD Securities, the Global Markets Credit function enables the various trading desks to transact with clients by conducting credit underwriting and transaction structuring for various types of counterparty exposures. These clients are users of a wide variety of capital market trading products, such as derivative and lending facilities. The group also performs monitoring and ad hoc reporting on the credit risk profile of TD Securities’ clients.

TD Securities offers its U.S. based employees the advantage of working in a highly focused operation, while being part of a major global investment dealer. Confidence in our U.S. operations systems stems from the recognition of our in-depth industry knowledge and from our outstanding credit, structuring, research and distribution capabilities.

At TD Securities, you will learn the financing business and gain a competitive advantage of your own. You will be exposed to a wide variety of clients, industries, financing structures and products. You will also work in a team environment, honing the analysis skills and experience necessary to be successful in the industry. 

JOB OVERVIEW

TD Securities is looking for candidates with varying backgrounds and experiences to join our 2027 Global Markets Credit - Summer Analyst Program and be immersed in our inclusive culture!  This program will connect you with experienced professionals through on-the-job training and desk rotations.

You will work alongside industry experts in a fast-paced collaborative environment.  This is a ten-week program running from early June to mid-August in person in our offices in New York City.

Responsibilities Include

Training & Orientation:

The internship will begin with a firmwide Orientation to integrate you into the culture of the organization, followed by an interactive technical training program.  This program is designed to teach you the building blocks of financial institutions and jargon of Global Markets and will prepare you for the next nine weeks of the internship.

Mentorship and Networking:

The internship will include a formal mentorship with employees who will act as a career guide for navigating your experience at TD Securities and beyond. Summer Analysts will have the opportunity to engage in a Senior Speaker Series designed to familiarize participants with the workings of Global Markets as well as our Corporate & Investment Banking, Equity Research, and Business Operations divisions.  Summer Analysts will also be able to participate in social networking events with one-another as well as employees of the Firm to experience our culture and assimilate into our Firm.

Hands-on Experience:

• Assist in the preparation of high-quality credit submissions relating to business proposals
• Conduct appropriate market, industry and client credit analysis with clearly articulated rationale for credit decisions and borrower risk ratings
• Work closely with other product groups, including TDS Treasury Sales and Trading, TD Securities Cash Management, TDS Trade Finance and other business areas of TD to ensure that credit needs are being met
• Ongoing monitoring of Counterparty’ performance and credit exposures, including compliance with authorized credit limits and terms, as well as reporting requirements
• Identify potential problems requiring attention and recommend appropriate actions to best manage the risks in deteriorating credit situations
• Contribute to a strong credit culture by proactively raising issues on credit, reputational and operational risks
• Assess the balance of risk and return as part of the credit underwriting process

QUALIFICATIONS

• Pursuing a (4) year university or college degree with an anticipated graduation date between December 2027 and June 2028
• You must be work authorized in the United States without the need for employer sponsorship
• All majors welcome, but significant coursework in a business-related field is required
• Results driven, proven academic excellence and strong interpersonal skills
• High ethical and professional standards
• Strong financial/analytical/technical skills, knowledge of MS Excel preferred
• Proactive and highly motivated
• Excellent verbal and written communication abilities
• Strong problem-solving skills
• Successful candidates must have the capacity to become adept at financial modeling
• Able to work effectively both independently and in a collaborative team environment
• Demonstrated leadership (i.e. sports, clubs, extracurricular activities, and philanthropy, etc.)

PROCESS

• Apply via TD Career website by deadline date on or before September 13, 2026 at midnight.
• Following resume screening, candidates selected will go through a series of first round screening interviews.
• If selected to progress, you can expect to participate in Superday interviews consisting of several back-to-back interviews with TD Securities professionals.
• The process will take no more than 1-2 months post deadline and candidates can expect to be assessed on both professional and business competencies.

The expected annual base salary is $110,000, pro-rated for the length of the summer internship. Salary offers are based on a wide range of factors including relevant skills, training, experience, education as well as market factors.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [email protected].  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.