Citizens Capital Markets & Advisory
2027 Investment Banking Summer Analyst Program
Duration: 10 weeks
Start Date: June 2027
Internship Program Overview
Citizens Bank is seeking Summer Analysts to join the Capital Markets & Advisory (CM&A) team. Through a 10-week internship program, Summer Analysts will work closely with the team’s junior and senior professionals to prepare, analyze, and execute investment banking transactions, primarily within the U.S. middle market. This program is the primary method of sourcing full-time Investment Banking Analyst candidates. Over the course of the summer internship program, Summer Analysts will be assigned to active and prospective engagement teams, gaining exposure to the day-to-day responsibilities of an investment banker and growing professionally in a fast-paced environment.
Opportunity Overview
M&A – Baltimore, MD.
Our M&A team in Baltimore originates and executes M&A, valuation and strategic advisory engagements with a focus on the Downstream Energy & Convenience Retail industries. Our investment banking team is the leading M&A advisory group in the U.S. to companies in the fuels, convenience retail and propane industries. Summer Analysts play an integral role supporting our high-performing team of eleven senior bankers and twelve junior professionals. Interns contribute directly to live and prospective transactions by preparing marketing materials, conducting industry research, and performing detailed financial analyses. The internship program offers hands-on experience, close collaboration with full-time Analysts and Associates, and personalized development through a dedicated mentorship program.
M&A – Richmond, VA.
Our M&A team in Richmond originates and executes M&A, valuation and strategic advisory engagements with a focus on the Downstream Energy & Convenience Retail (DER) and Outdoor Recreation & Marine industries. Our DER investment banking team is the leading M&A advisory group in the U.S. to companies in the fuels, convenience retail and propane industries. Summer Analysts play an integral role supporting our high-performing team of thirteen senior bankers and fourteen junior professionals. Interns contribute directly to live and prospective transactions by preparing marketing materials, conducting industry research, and performing detailed financial analyses. The internship program offers hands-on experience, close collaboration with full-time Analysts and Associates, and personalized development through a dedicated mentorship program.
Responsibilities
Shared responsibilities across all CM&A functions include:
- Financial Analysis: Financial modeling, comparable company and transaction analyses, leveraged buyout, and other valuation analyses.
- Preparing Information Memoranda and Transaction Documents: Draft key marketing and transaction-related documents.
- Supporting Team Members: Develop new business ideas, pitch strategies, or transaction structuring scenarios to help clients achieve their strategic objectives.
- Preparing Pitch/Business Origination Materials and Presentations: Develop and assemble pitches and presentations and be an integral part of delivering these presentations.
Preferred Qualifications
Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.
- Current students enrolled in an undergraduate or graduate program, graduating between Winter 2027 – Spring 2028.
Minimum GPA of 3.2; Preferred cumulative GPA of 3.5
Please include your cumulative GPA on your resume.
Relevant work experience, leadership experience and coursework in Finance, Accounting or Economics is preferred but all majors considered.
Strong analytical skills and software skills: Proficiency in MS Office (Word, Excel, PowerPoint) required.
Please note that permanent work authorization in the United States is required. This position is not eligible for CPT, OPT, or visa sponsorship now or in the future.
Preferred Skills and Attributes
- Intelligent, resourceful, professional, clear communicator, excellent attention to detail, self-starter, intellectual curiosity, strong work ethic, team player, high degree of humility, maturity, and integrity, ability to manage multiple projects simultaneously, efficient, adaptable, and strategic in time-sensitive situations, leadership.
Additional Resources
Click here for more information about our programs and application process: https://jobs.citizensbank.com/en/Capital-Markets-and-Advisory
Pay Transparency
This position offers $41/hr as a hourly rate.
Since this a temporary position, you are not eligible to participate in the Citizens colleague benefits program. Accordingly, you will not be eligible to participate in the Citizens health and welfare plans, savings and investment plans, or discretionary award plans or any other Citizens benefit plans or programs, except as otherwise required by law.
About UsEqual Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Skills Required
- Currently enrolled in an undergraduate or graduate program, graduating between Winter 2027 and Spring 2028
- Minimum cumulative GPA of 3.2
- Proficiency in Microsoft Office, including Word, Excel, and PowerPoint
- Permanent work authorization in the United States
- Successful completion of the video interview assessment within four days of receiving the link
- Relevant work experience, leadership experience, or coursework in Finance, Accounting, or Economics
- Cumulative GPA of 3.5
Citizens Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citizens and has not been reviewed or approved by Citizens.
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Parental & Family Support — Policies include six weeks of fully paid parental leave for all parents, up to 16 weeks for birthing parents, 10 days of emergency back‑up care, and adoption assistance of more than $25,000. Recognition for adoption support underscores a strong family‑friendly posture.
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Leave & Time Off Breadth — Time off includes 11 paid holidays and up to 27 PTO days. The breadth of leave is presented as generous versus many peers.
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Healthcare Strength — Medical, dental, and vision options pair with an HSA that includes a company contribution, plus mental‑health access via Spring Health (eight no‑cost sessions), Hinge Health, wellness programs, and discounted gyms. Eligibility at 20+ hours per week broadens access to these resources.
Citizens Insights
What We Do
As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey. We invest in the humans who build the logic, ideas, and innovations that bring new technologies to life. Investments in AI, cloud computing, machine learning and automation provide our engineers the tools that enable us to remain competitive and win in today’s environment. At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. Whether you’re considering banking with us or looking to work with us, you’ll find a customer-centric culture and a supportive, collaborative workforce at Citizens. You’re made ready and so are we. If you're ready to advance your career in technology and security, learn more about opportunity's Citizens offers here: https://jobs.citizensbank.com/digital-transformation
Why Work With Us
We empower the colleagues that power our tech. With growth & upskilling opportunities and sought-after benefits, plus a diverse culture of people and perspectives, we help our colleagues achieve career goals. Because innovation can’t happen without the minds and hearts of our people. Technology is constantly evolving, and we believe you can too.
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