2027 Corporate Risk Development Program Analyst (Workout) - Early Careers

About this role: Wells Fargo is seeking talent to join the 2027 Corporate Risk Development Program. Learn more about the career areas and lines of business at wellsfargojobs.com .
Business Overview | As the company's second line of defense, Corporate Risk - or Independent Risk Management - provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk.
Program Overview | The Corporate Risk Development Program (Workout) provides you with an introduction to Wells Fargo and an opportunity to gain comprehensive industry experience within the Commercial Banking Chief Risk Office. Your experience includes active portfolio management of a distressed credit portfolio of 10-15+ accounts as the primary analyst where you will complete quality loan reporting and credit analysis, as well as participate in customer facing conversations and monthly portfolio reviews. You will build a deep understanding of the company's operations, business strategies, and corporate culture through speaking engagements, relevant work assignments and group mentoring. You will also receive coaching and performance feedback sessions, participate in group projects and informative learning sessions with key leaders. The 2-year program is designed to provide recent college graduates with a blend of business and career developmental training opportunities that incorporate real-world experiences through on-the-job learning and professional development to help you successfully transition from college to corporate life at Wells Fargo. #earlycareers
Workout Businesses include:

• Credit Resolution Group (CRG): Manages and services troubled and distressed customer relationships across the bank's Corporate, Commercial, and Wealth Management business units.

• Real Estate Managed Asset Group (REMAG): Manages and services troubled and distressed real estate loans through resolution.

Responsibilities may include:

• Participate in providing, consulting, and support for projects and initiatives with moderate risk

• Participate in professional development, speaker series, and other program-related activities

• Effectively research a risk problem by determining root cause, establishing priorities, and analyzing different outcomes to recommend an appropriate solution

• Works cooperatively and builds relationships with others at all levels throughout Corporate Risk, Commercial Banking, and Wells Fargo, and is viewed as a team player by demonstrating flexibility, adaptability, and collaboration

• Demonstrates strong organizational skills by prioritizing work, meeting deadlines and work under pressure in a dynamic and complex environment

• Build and sustain relationships with peers, associates, relationship managers, Executive Office and business partners

• Provide strategic support to risk teams in coordination and execution of initiatives

• Demonstrated ability to facilitate effectively in both a face-to-face and virtual environment

Program start date: August 2027
Program Duration: 2 years
Program Location: Charlotte, NC
Pay Range: $34.62 / hour
Required Qualifications:

• 6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Required Qualifications for Europe, Middle East & Africa only:

• Work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, education

Desired Qualifications:

• Currently pursuing a bachelor's degree with an expected graduation date between December 2026 - June 2027 in the fields of one or more of the following: Accounting, Finance, or Economics

• Strong verbal and written communication skills, with the ability to foster an inclusive environment and actively seek and apply feedback to support effective collaboration.

• Intermediate OR Advanced (adjust as needed) Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills.

• Strong analytical and critical thinking skills, with the ability to use data insights and technical acumen to identify risk trends, learn quickly, adapt to change, and support innovative risk management solutions.

• Proven ability to prioritize work, take personal accountability, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.

• Ability to execute with urgency, drive operational excellence, and apply an enterprise mindset to support effective, well-managed risk operations.

• Strong business acumen with demonstrated interest in developing a career within financial services.

• Involvement in extracurricular enrichment activities through one or more of the following: volunteerism, student organization involvement, study abroad program(s), leadership position(s), non-profit involvement.

• Strong business and financial acumen, with a commitment to providing excellent service and supporting risk-related decisions that drive business impact.

• Ability to act with integrity, support risk assessments and risk-based testing, apply risk controls and compliance requirements, and use sound credit management judgment to help manage risk effectively.

• Familiarity with AI-powered productivity tools (such as chat-based assistants and built-in features like Microsoft Copilot) to support everyday tasks including research, organizing information, and creating presentations with a strong interest in learning and using these tools responsibly.

Wells Fargo only considers candidates who are presently authorized to work for any employer in the United States and who do not require work visa sponsorship from Wells Fargo now or in the future in order to retain their authorization to work in the United States.
Based on the volume of applications received, this job posting may be removed prior to the indicated close date. If you do not apply prior to the closing of this posting, we encourage you to apply for other opportunities with Wells Fargo. After submitting your application, please monitor your e-mail for future communications.
Posting End Date:
20 Sep 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.