UWM's 12-week internship program offers an immersive experience with around 200 interns, job shadowing, access to senior leaders, and extensive networking opportunities. Experience our one-of-a-kind workplace that thrives on collaboration, teamwork, and innovation. This internship is designed to give you a running start, not one that has you running errands.
The Corporate Finance team at United Wholesale Mortgage (UWM) manages financial planning, analysis, and reporting, driving the company's financial strategy and supporting decision-making. Interns will gain hands-on experience in financial modeling, budgeting, forecasting, and data analysis, contributing to key projects that shape UWM's financial future.
This position is not eligible for employer-sponsored work authorization, either now or in the future. Applicants must be authorized to work in the United States without employer sponsorship.
WHAT YOU WILL BE DOINGFINANCE TRANSFORMATION
The Finance Transformation internship role entails focusing on delivering on our finance transformation strategy, which includes transformation and automation projects to enable operational efficiencies, optimize costs, minimize complexity & risk, and realize value within Finance and other functions.
- Learn about the Finance Transformation strategy, including its governance model.
- Collaborate with business process owners to document current processes using process and data flows.
- Assist in defining and designing the future state and documenting the new processes.
- Develop and implement new solutions using an agreed automation tool (i.e., Alteryx).
- Create test cases for Quality Assurance (QA) testing of new solutions.
- Execute and document functional and QA testing.
- Assist with the validation of new solutions with business process owners.
- Assist with training and raising awareness about new solutions for business process owners.
- Maintain regular and proactive communication with the team regarding status and challenges.
NICE TO HAVE QUALIFICATIONS:
- Willingness to learn new technical languages (coding) and related skills
- Coding skills like SQL, Python, etc
- Graduating with a bachelor's degree in 2027 (Must be Senior status for this role)
FINANCIAL REPORTING
The Financial Reporting team at UWM is responsible for preparing accurate financial statements and reports, ensuring compliance with regulatory standards, and providing insightful analysis to support strategic decision-making.
- Monthly Balance Sheet Reconciliations
- Assist with Quarter-end Financials, Earnings Release and 10Q filing
- Assist with month-end entries – leases, stock compensation etc.
- Assist with preparation of the GAAP and SEC checklists
- Assist with Ad Hoc projects and tasks
VALUATION AND FP&A
The Finance ‘Valuation and FP&A’ internship role involves assisting with daily, monthly, and quarterly analysis of MSR capitalization grids and fair valuation model assumptions using in-house tools. This role also involves overseeing valuations of closed loans and rate locks and supporting new product activities to ensure financial compliance and accurate reporting. Additionally, in the FP&A capacity, the role supports monthly reporting, variance analysis, budgeting, forecasting, and other relevant financial analyses.
Valuation:
- Learn and support daily, monthly, and quarterly MSR capitalization and fair valuation model analysis.
- Monitor daily MSR capitalized values and analyze lock volume and par sensitivity using the MSR capitalization grid.
- Compare UWM's risk profile against industry values.
- Manage month-end valuation assumptions, track key data points, evaluate assumptions, and stress test before recommending changes.
- Assist with research and analysis of industry MSR valuation data.
- Monitor MSR capitalized value at the point of sale to ensure accuracy.
- Maintain a tracker for month-over-month changes in FV management assumptions.
- Collaborate with UWM business partners.
- Support ad-hoc business needs, historical trend analysis, and create forward-looking analyses using internal tools.
FP&A:
- Perform financial forecasting, reporting, and operational metrics tracking.
- Conduct monthly and quarterly analytical processes for internal management reporting.
- Report on financial performance and prepare for leadership reviews.
- Analyze past results, perform variance analysis, and identify trends.
- Compare and analyze actual results with plans and forecasts.
- Update financial models to support strategic initiatives.
- Research, analyze, and synthesize data from multiple sources.
- Identify and implement process improvements, creating standard and ad-hoc reports/models.
- Support the management team with data-driven analysis.
NICE TO HAVE QUALIFICATIONS:
- Proficient in Excel and quick to learn tools like Alteryx, SQL, Workday.
INTERNAL AUDIT & CONTROLS
The Internal Audit & Controls internship role entails executing on our annual internal audits and Sarbanes-Oxley internal controls audit, which includes auditing various business units, learning about the mortgage industry and compliance factors subject to audit, auditing controls to address risks of material misstatement in the Company's financial statements, and applying audit procedures to business units and IT general controls.
- Perform independent testing of controls, processes, and regulatory requirements.
- Collaborate with business leaders to identify risks and improve control environments.
- Identify opportunities to strengthen controls, improve operational efficiency, and support the achievement of organizational objectives.
- Perform tests of design walkthroughs for business processes and Information Technology internal controls with key stakeholders.
- Build analytical and problem-solving skills by helping identify control risks, validating remediation efforts, and contributing to initiatives that strengthen the organization's technology control environment.
- Assist in evaluating IT processes and controls, including user provisioning and deprovisioning, privileged access management, change control procedures, and key IT operational processes.
- Assist with the recommendation of remediation solutions with control owners.
- Assist with various initiatives involving the execution of the audit and documenting new business processes.
NICE TO HAVE QUALIFICATIONS:
- Willingness to learn about auditing, internal controls, and related skills.
- Desire to achieve a Certified Public Accountant (CPA) or Certified Internal Auditor (CIA) certification.
TAX
The Tax Summer Team Member will assist the Tax team with a variety of tasks related to tax compliance and financial analysis. This internship provides an opportunity to gain hands-on experience in a corporate finance environment and develop skills in tax functions.
- Collaborate with leadership to document current processes using process and data flows
- Research and analysis
- Help prepare presentations and reports for senior management
- Support the team in research on tax regulations and compliance requirements
- Assist with tax planning and analysis projects
MUST HAVE
- Graduating with a bachelor’s degree in 2027 or 2028 (current junior/senior status) (Please note: Some roles require Senior status)
- The ability to work Monday through Friday, 40-hours a week, fully on-site in Pontiac, MI from May 17th - August 6th
- An openness to learning, willingness to be coached, and ability to be flexible in our every-changing industry
- Ability to thrive in a team environment
- A strong work ethic
NICE TO HAVE
- Pursuing a bachelor’s degree in Finance, Accounting, Economics, Mathematics, Statistics, Auditing, or a related business discipline.
- Strong analytical, problem-solving, and critical thinking skills.
- Excellent communication (verbal & written) and interpersonal skills.
- Ability to work independently, prioritize, organize, and deliver quality work with attention to detail.
- Proficiency in Microsoft Office Suite, especially Excel.
Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It’s all happening on UWM’s campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement.
It’s no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It’s at the very heart of how we treat each other, our clients and our community. Whether it’s providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life.
From the team member that holds a door open to the one that helps guide your career, you’ll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you’ll be welcomed here. Accepted here. And empowered to Be You Here.
More reasons you’ll love working here include:
- Paid volunteer hours
- Paid training and career development
- Medical, dental, vision and life insurance
- 401k with employer match
- Mortgage discount and area business discounts
- Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court
- Wellness area, including an in-house urgent care, full-time massage therapist and hair salon
- Gourmet cafeteria featuring homemade breakfast and lunch
- Convenience store featuring healthy grab-and-go snacks
- In-house Starbucks and Dunkin
- Indoor/outdoor café with Wi-Fi
Skills Required
- Currently pursuing a bachelor's degree and graduating in 2027 or 2028
- Current junior or senior status; some roles require senior status
- Authorized to work in the United States without employer sponsorship, now or in the future
- Available to work Monday through Friday, 40 hours per week, fully onsite in Pontiac, Michigan, from May 17 through August 6
- Openness to learning, willingness to be coached, and flexibility
- Ability to thrive in a team environment
- Strong work ethic
- Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, Auditing, or a related business discipline
- Strong analytical, problem-solving, and critical-thinking skills
- Excellent verbal, written, and interpersonal communication skills
- Ability to work independently, prioritize, organize, and deliver quality work with attention to detail
- Proficiency in Microsoft Office Suite, especially Excel
- Coding skills such as SQL or Python
- Willingness to learn technical languages and coding-related skills
- Interest in auditing, internal controls, and pursuing CPA or CIA certification
United Wholesale Mortgage Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about United Wholesale Mortgage and has not been reviewed or approved by United Wholesale Mortgage.
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Healthcare Strength — Health coverage is characterized as strong, with comprehensive insurance options highlighted positively across roles. On top of core medical, dental, and vision, offerings are presented as robust and well-regarded.
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Wellbeing & Lifestyle Benefits — Extensive on-site amenities—such as a free fitness center, urgent/primary care, physical therapy, chiropractic and massage services, yoga, and broad campus conveniences—stand out as a signature strength. These services expand everyday support and accessibility during the workday.
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Leave & Time Off Breadth — Paid time off is a defined part of the package and is available from the first year. Additional programs like paid volunteer time and a paid sabbatical extend the overall leave offering.
United Wholesale Mortgage Insights
What We Do
At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homebuyers nationwide — an approach that’s led us to become the #1 mortgage lender in America and sustain a decorated, award-winning culture. We’re constantly searching for curious and creative minds, from entry level to seasoned veterans, and will embrace your expertise, enable you to learn new skills and offer continuous improvement opportunities to help plant the seeds for your career and take you to the next level. And we help support our team members with a welcoming environment they can call home. Our one-of-a-kind campus features perks and benefits focused on making your life and time at the office more convenient. We offer a free 24/7 on-site fitness center, multiple onsite food options, paid training, flexible start times, diversity programs, a primary care doctors office and so much more. When it’s combined with the opportunity to improve and advance, you’ll be well on your way to building a life and career of your making. Take the first step in your career at UWM. Apply today. All posts and information on this page are subject to change. Certain restrictions may apply. NMLS #3038 l Equal Housing Lender l nmlsconsumer.org
Why Work With Us
At UWM, people are at the core of everything we do. Bring your unique background, ideas and ambition and we'll give you the power to achieve your dreams and positively impact the lives of others within and beyond the walls of our one-of-a-kind campus. Move fast here. Make friends here. Work hard here. Be YOU here.
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