2025 Commercial & Investment Bank Payments Full-Time Analyst Program

Job Description
Embark on a full-time Analyst Program focused on Commercial & Investment Bank Payments, commencing in 2025.
Are you intrigued by the innovation in global payments and curious about how multinational businesses manage currencies? J.P. Morgan, one of the world's largest banks, is leading the way in emerging financial technology, improving cash management and payment solutions. We're offering you the chance to gain hands-on experience in this exciting landscape through our Payments analyst program. With the support and resources of J.P. Morgan, including training and mentorship from senior leaders, you'll be engaged in challenging projects that utilize your skills. We're seeking innovative thinkers to help shape our future client solutions.
As a 2025 Commercial & Investment Bank Payments Full-Time Analyst in the Payments analyst program at J.P. Morgan, you will have the opportunity to gain hands-on experience across an exciting, innovative landscape. You will learn what it takes to 'make money move' and will be supported by training and mentorship from senior leaders. You will engage on challenging projects that use all your skills and will be part of creating innovative ideas to transform the Payments landscape.
What to expect
This two-year program kicks off with four weeks of intensive training led by our expert professionals. Payments analysts will have three rotations across the business. You'll gain an understanding of our businesses, how they work together and how we serve clients as well as the technical skills needed to make a difference right from the beginning.
This position is based in Jersey City, NJ.
Job Responsibilities:

• Learning how we work with 100,000+ clients in 150+ countries to support cash management needs and technology-based payment solutions
• Identifying opportunities to leverage emerging technologies to meet client needs
• Gaining exposure to product, strategy, or client coverage-based teams
• Being part of creating innovative ideas to transform the Wholesale Payments landscape
• Working under the guidance of mentors and a supportive team
• Networking with industry leaders, accessing best-in-class training and learning how all our businesses work together to provide excellent customer service

About you
If you've got initiative and the vision to come up with strategies and plans, then this is the role for you.
Required qualifications, capabilities and skills:

• Fluency in English
• Attend college/university in the U.S.
• All majors eligible to apply
• Expected graduation date of December 2024 - June 2025 from Bachelors or Masters program
  • If you are pursuing a Master's Degree, it must be completed within 2 years of your Bachelor's Degree
• Minimum cumulative GPA of 3.2 on a 4.0 scale
  • To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Preferred qualifications, capabilities and skills:

• Exceptional analytical, research and project management skills
• Familiarity with business fundamentals
• Ability to quickly solve problems on your own and with a team
• Enthusiasm, energy and a drive to succeed
• A collaborative mindset and willingness to partner and work on a team

Join Us
At JPMorgan Chase, we're creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you're passionate, curious and ready to make an impact, we're looking for you.
What's next?
Help us learn about you by submitting a complete and thoughtful application, which includes your resume. Your application and resume is a way for us to initially get to know you, so it's important to complete all relevant application questions so we have as much information about you as possible.
After you confirm your application, we will review it to determine whether you meet certain required qualifications.
JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.
Visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more.
©2024 JPMorgan Chase & Co. JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran
About Us
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan Payments is among the world's largest, most trusted and innovative full-service providers in one of the most dynamic and rapidly transforming spaces in financial services. In addition to providing international cash management, liquidity, commercial card, FX, escrow solutions, merchant services and trade finance, we continue to invest in future-growth initiatives, such as blockchain, AI & ML, as well as form partnerships with rising fintechs to expand our client base and product offerings.
Boasting more than 135,000 clients in over 180 countries, J.P. Morgan Payments offers specialized solutions that provide operating efficiencies and value beyond other standardized solutions available in the market. Our global product and technology platform, integrated client service model and network of operational centers enable J.P. Morgan Payments to deliver a consistent set of services to clients no matter where they are across the world.