Teams at Younited

Manage credit strategy and portfolio risk across consumer lending and point-of-sale businesses. Monitor origination, customer segments, pricing, defaults, recoveries, cohorts, and balance-sheet risk against targets. Conduct quantitative analyses, develop risk recommendations, collaborate with CPM, Operations, Risk, and business teams, and communicate insights to senior stakeholders through risk committees and reporting cycles.

Manage paid media and digital acquisition campaigns across France, Italy, Spain, and Portugal for B2C and B2B business lines. Responsibilities include executing bidding strategies, meeting spending and performance targets, producing performance reports, leading business reviews, monitoring market and AI-driven consumer trends, and coordinating cross-functional initiatives with Analytics, Risk, Product, and Pricing teams.