Teams at The EMAC Group

Evaluate and verify residential loan applications, calculate DTI and LTV, assemble complete files for underwriting, coordinate with loan officers, realtors, and borrowers, order credit/appraisals, prepare approval/decline documentation, and ensure compliance with investor, insurer, and federal guidelines.

Process and file mortgage default claims to investors and mortgage insurers (Fannie Mae, MI, FHA, VA); manage aging claims and timelines; audit and validate claims processes; track and apply claim payments; obtain supporting documentation and respond to contested claims.

Lead mortgage origination compliance by interpreting federal and state regulations, implementing policy and systems controls, performing loan testing and marketing reviews, managing staff, training employees, and coordinating with Legal and business units to remediate compliance issues.