Teams at The EMAC Group

Process and file mortgage/default claims to investors and insurers (Fannie Mae, FHA, VA, MI); ensure timely submissions, track payments, validate documentation, resolve contested claims, and perform audits to validate claim processes and closure.

Evaluate and verify residential loan applications, calculate DTI and LTV, assemble complete files for underwriting, coordinate with loan officers, realtors, and borrowers, order credit/appraisals, prepare approval/decline documentation, and ensure compliance with investor, insurer, and federal guidelines.

Lead mortgage origination compliance by interpreting federal and state regulations, implementing policy and systems controls, performing loan testing and marketing reviews, managing staff, training employees, and coordinating with Legal and business units to remediate compliance issues.