Teams at Texas First Bank

Audits high volumes of personal and commercial new and revised bank accounts for regulatory and policy compliance. Processes account maintenance, IRA transactions, transfers, closures, and document exceptions. Scans audited documents, prepares monthly exception reports, supports banking center employees with account setup and issues, and assists with core-system projects. Requires independent judgment, strong attention to detail, organizational and communication skills, customer service ability, and at least two years of banking experience.

Supports commercial lending through financial analysis, credit underwriting, risk assessment, and portfolio monitoring. Reviews financial statements, tax returns, loan covenants, appraisals, and industry data; prepares credit approval packages and loan presentations; conducts sensitivity, guarantor, and management analyses; and collaborates with relationship managers, senior management, and credit committees.

The Sr. Credit Analyst supports commercial lending through financial analysis, underwriting, and credit assessments. They prepare loan presentations, monitor credit quality, and ensure compliance with regulatory requirements.