SoFi Benefits Overview

We’re committed to fostering an environment where employees understand how they’re doing, where they’re going, and how to get there—with compensation programs designed to attract, retain, and reward talented people who believe in our mission.

Compensation + Benefits

Offers 401(K)

SoFi's 401(k) retirement plan helps our employees set aside income they will need in the future.

Offers life insurance

SoFi pays for 1 times employees annual salary for Basic Life and AD&D Insurance, and employees have the option to purchase additional life insurance.

Offers disability insurance

SoFi's disability insurance benefit is 60% of an employee's base salary up to a maximum of $5,000/month for short term disability, and $10,000/month for long term disability.

Offers childcare benefits

Through care.com, parents have access to in-home or in-center vetted and subsidized care for your children when regular care is not available.

Provides family medical leave

Hosts company-sponsored family events

Offers generous parental leave

SoFi will provide up to 8weeks of paid parental leave to employees following the birth of an employee’s child or the placement of a child with an employee in connection with adoption or foster care.

Offers company equity

SoFi offers stock options through its employee profit sharing program, including vesting over a four-year period.

Offers performance bonuses

SoFi's performance bonus plan is paid out quarterly when employees meet targets set by their direct supervisors.

Offers dental insurance

SoFi's Delta Dental plan provides employees the flexibility to choose any dentist in‐network or out‐of‐network and still receive benefits.

Offers health insurance

SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.

Offers vision insurance

SoFi's vision plan provides 100% coverage for annual eye exams through VSP choice doctors, plus offers additional discounts for frames and laser vision repair.

Offers Flexible Spending Account (FSA)

SoFi's Flexible Spending Account (FSA) lets employees pay for dependent care and eligible out-of-pocket healthcare expenses with pre-tax contributions of up to $2,750 annually.

Offers pet insurance

Employees have the choice of 2 plans with 50%, or 70% reimbursement on vet bills including accidents, illnesses and hereditary conditions up to $7,500 annually.

Offers mental health benefits

SoFi partners with Modern Health, which provides support to help people reduce stress, feel more engaged, and be happier. Employees and dependents can receive up to 6 therapy sessions + other support.

Company Culture

Provides commuter benefits

SoFi's commuter benefits can help employees save money by paying for commuter expenses with pre-tax dollars up to $270 per month.

Provides free snacks and drinks

All SoFi offices have stocked kitchens included unlimited snacks, coffee, tea, Kombucha, and beer on tap!

Provides free daily meals

SoFi provides catered lunches at some locations and offers lunch cards to those employees where catered lunch is not provided in the office.

Some meals provided

SoFi provides catered lunches at some locations and offers lunch cards to those employees where catered lunch is not provided in the office.

Utilizes a flexible work schedule

SoFi offers flexible schedules for all employees, including a hybrid in-office/work-from-home environment. We also have SoFridays where we encourage employees to sign off early when they can.

Offers a remote work program

Employees are encouraged to work with their manager to determine the best future work environment - full-time remote, hybrid, or full-time in office.

Open office floor plan to encourage communication and collaboration

Implements team-based strategic planning

Engineering team utilizes pair programming

Uses an OKR operational model to clearly define goals and priorities

Work-Life Balance + Wellbeing

Offers company-sponsored outings

Pre-COVID-19 pandemic we had annual holiday parties, team offsites, and more. With COVID, we have zoom talent shows, take your parents/children to work zoom events, and more!

Offers fitness stipend

SoFi offers employees more convenience, flexibility and gym options, thanks to our partnership with Gympass.

Offers wellness programs

SoFi offers a variety of benefits to support employees and their families in attaining and maintaining good health — both physically and mentally. Incl: health club discounts, therapy, and more.

Provides opportunities to volunteer in the local community

Launching in February 2022 we will offer employees up to 16 hours a year to volunteer for causes they are most passionate about in order to support the communities in which we live and work.

Offers company-sponsored happy hours

SoFi encourages employees to hang out after work!

Offers Employee Resource Groups

Offers generous PTO

We offer unlimited PTO for all full-time, non-exempt employees.

Provides paid holidays

Utilizes an Unlimited PTO policy

Offers paid volunteer time

Coming soon through SoFi Gives - our new volunteer program that includes time off for employees to volunteer.

Provides paid sick days

SoFi offers a variety of comprehensive paid sick days based on employee location and employment type.

Career Growth + Development

Provides continuing education stipend

We want to help our employees achieve financial freedom, just like our members. That’s why we contribute $200 per month toward your student loans to help pay down student debt,

Offers mentorship program

SoFi's Grow Mentorship program seeks to inspire and elevate our most underrepresented employees by fostering professional development and by giving allies the chance to take action.

Hosts Lunch and Learns

Each organization at SoFi offers regular lunch and learns to give employees visibility to company & industry leaders.

Job training & conferences

SoFi offers frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.

Provides paid industry certifications

This perk depends on the organization, but our Engineering, Product & Design, plus Operations team offers top performers paid industry certifications to develop their careers.

Provides tuition reimbursement

SoFi offers frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.

Provides customized development tracks

Promote from within

Additional Perks + Benefits

Our people are our greatest differentiator - if we take care of our people, they will take care of our members. That's why we offer comprehensive, flexible benefits and perks that support their physical, mental, and emotional wellbeing so they can bring their best selves to work.

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