Teams at Security National Bank

Develops and services commercial lending relationships, attracts new loan and deposit customers, manages an existing commercial loan portfolio, monitors credit quality, ensures regulatory compliance, and facilitates loan processing. The role also performs borrower financial statement analysis, reviews overdrafts, supports business banking services, and coordinates referrals across banking teams.

Leads enterprise risk management governance as deputy to the Chief Risk Officer. Oversees enterprise risk assessments, risk appetite, third-party risk, business continuity, issue management, regulatory readiness, committee reporting, and Board reporting. Provides independent challenge, coordinates risk activities across departments, maintains governance frameworks, and strengthens risk culture within a regulated banking institution.

Underwrites commercial, real estate, private banking, and consumer loans; prepares credit memos, analyzes financial statements, cash flow, collateral, guarantors, and risk ratings; conducts annual and loan reviews; monitors problem assets; spreads financial statements; evaluates covenants; supports portfolio management, loan committees, appraisals, and credit analytics.