RecargaPay Benefits Overview

Leads architecture and development of real-time anti-fraud systems, including transaction decisioning, rules engines, streaming pipelines, model-serving infrastructure, auditability, and explainability. Partners with Data Science, Risk, Fraud Operations, Compliance, and engineering teams to build high-performance distributed systems, mentor engineers, and improve technical practices.

Leads business analytics for a credit card product, identifying and executing growth and profitability initiatives from hypothesis through measured results. Analyzes retention, usage, margins, P&L, cohorts, and unit economics; builds budgets and forecasts; and connects Product, Credit Policy, Collections, and CRM/MarTech teams. Supports product strategy, roadmap prioritization, and executive decision-making while using AI to accelerate analysis and automate routines.

Leads the technical execution, governance, development, integration, security, reliability, and evolution of SAP S/4HANA and corporate systems. Develops and reviews ABAP solutions, manages upgrades and Brazilian fiscal adaptations, governs transports and partners, oversees integrations and operational standards, and serves as Tier 3 incident escalation. Establishes a clean-core, API-first architecture and operating model while mentoring engineers and aligning technical delivery with regulatory requirements including BACEN, LGPD, and SOX.