Teams at Provident Financial Romania

Plans and delivers risk-based IT internal audits across European financial-services businesses. Assesses IT general controls, cybersecurity, cloud, third-party technology risks, governance, and regulatory compliance, including DORA requirements. Documents findings, reports control weaknesses, recommends improvements, performs risk assessments, monitors remediation, and collaborates with technology and business stakeholders. The role requires independent judgment, strong audit documentation and communication skills, and knowledge of evolving technology risks and financial-services regulations.

Monitors European retail credit portfolios, develops aligned risk dashboards and reports, analyzes portfolio performance, supports credit committees, stress testing, scenario analysis, and scoring model improvements. The role identifies emerging risks, recommends mitigations, supports regulatory and policy compliance, and coordinates with credit risk, marketing, IT, finance, and other European market teams. It also drives reporting automation and alignment of credit risk approaches across markets.

Lead end-to-end product design for native mobile applications and responsive web journeys across European markets. Responsibilities include customer research, journey optimization, design system ownership, accessibility, analytics, experimentation, and collaboration with Product, Engineering, and business stakeholders. The role champions UX and interaction design best practices while delivering measurable improvements to customer-facing digital experiences.